1% challenge 2023

craftingmad

x_raphael_xx said:

#5 Here!

£32.69 paid to the bf today, to drop what I owe him below the 10k mark. Now I owe him £9,999.99 Dropped a digit!

£275.09 / £1200 (5th 1%)

I bet feels amazing - isn't it amazing what what number can do to boost our morale.
Well done. You will have cleared so much in such a short space of time.

craftingmad

Small amounts are dribbling into the savings OP account but as Neverending says "pennies make pounds" so I know they are all moving me in the right direction  

£11.70 added today from £5 NSD yesterday and a £6.70 cheque which has cleared from Royal Mail after losing a large letter of mine. I'm kicking myself knowing that in the past I never claimed!!! 

My total now stands at £37712.96/£40506 = 92.88% 

Only £45.04 to find to reach the 93% mark - that seems doeable to find next week  

NeverendingDMP

x_raphael_xx said:

#5 Here!

£32.69 paid to the bf today, to drop what I owe him below the 10k mark. Now I owe him £9,999.99 Dropped a digit!

£275.09 / £1200 (5th 1%)

Yay so good to drop below 10k isn't it. Well done

craftingmad

Twice in one day for me - things are looking up  

I've just added another £10 to the pot thanks to getting enough points to cash out an Amazon voucher with Prime Opinion  

My total is now £37675.62/£40506 = 92.91% 

Small progress but progress none the less  

x_raphael_xx

NeverendingDMP said:

x_raphael_xx said:

#5 Here!

£32.69 paid to the bf today, to drop what I owe him below the 10k mark. Now I owe him £9,999.99 Dropped a digit!

£275.09 / £1200 (5th 1%)

Yay so good to drop below 10k isn't it. Well done

We're aiming to drop a digit on the mortgage this year too hopefully before the remortgage in September

NeverendingDMP

x_raphael_xx said:

NeverendingDMP said:

x_raphael_xx said:

#5 Here!

£32.69 paid to the bf today, to drop what I owe him below the 10k mark. Now I owe him £9,999.99 Dropped a digit!

£275.09 / £1200 (5th 1%)

Yay so good to drop below 10k isn't it. Well done

We're aiming to drop a digit on the mortgage this year too hopefully before the remortgage in September

Good luck with that too. Our remortgage is August. We will remortgage via our current provider. If I remember I'll tell you what rates we are being offered to give you an idea of what people are being offered.

x_raphael_xx

NeverendingDMP said:

x_raphael_xx said:

NeverendingDMP said:

x_raphael_xx said:

#5 Here!

£32.69 paid to the bf today, to drop what I owe him below the 10k mark. Now I owe him £9,999.99 Dropped a digit!

£275.09 / £1200 (5th 1%)

Yay so good to drop below 10k isn't it. Well done

We're aiming to drop a digit on the mortgage this year too hopefully before the remortgage in September

Good luck with that too. Our remortgage is August. We will remortgage via our current provider. If I remember I'll tell you what rates we are being offered to give you an idea of what people are being offered.

We did think it was due last September, so we thankfully had another year. Things seem to be settling a little so we're hoping it's not gunna be too bad. We can afford to overpay by quite a bit, so if our payment does go up, we know we'll be able to afford it, which is a relief. We just won't be able to make such a chunky overpayment.

craftingmad

Another £13.70 added into the OP savings pot from me made up of £5 from a NSD today and £8.70 from an Amazon refund. 

Total now stands at £37736.66/£40506 = 92.94%

I'm so close to 93% - Just £21.34 to find!!!

x_raphael_xx

#5 again

Payday so £180.00 repaid to mum. £500 repaid to the boss, which means I've paid him off in full! Another morale boost!

£955.09 / £1200 (5th 1%)

craftingmad

x_raphael_xx said:

#5 again

Payday so £180.00 repaid to mum. £500 repaid to the boss, which means I've paid him off in full! Another morale boost!

£955.09 / £1200 (5th 1%)

Well done on paying back your boss. That is a fantastic achievement and now you can use that money to pay back a different debt so you will get the next one paid off even quicker