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1% challenge 2023

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  • NeverendingDMP
    NeverendingDMP Posts: 2,193 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 16 February 2024 at 11:12AM
    I've managed to pay in another £23.20 from a claim I had to submit for a lost parcel so my total is now  £2446.61/£81700 = 2.99% 

    Only £4.39 to find to reach the 3% mark :) 
    Ooh so close. Edited to add I've just worked out I'm six quid off!
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've managed to pay in another £23.20 from a claim I had to submit for a lost parcel so my total is now  £2446.61/£81700 = 2.99% 

    Only £4.39 to find to reach the 3% mark :) 
    Ooh so close. Edited to add I've just worked out I'm six quid off!
    Oooh you are so close too. We've got this - next percentage here we come :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • #5 here.

    Had a bad couple of days, bf bought me a new tarantula to cheer me up. I paid for it thou to pay him back :D £90.40
    So close to the next %!

    £1194.29 / £1200 (5th 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • #5
    And I've just popped over the next %!
    Bfs turn to buy the dry dog food, I paid to pay him back £28.99.
    5th % completed, onto the 6th!

    £23.28 / £1200 (6th 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #5 here.

    Had a bad couple of days, bf bought me a new tarantula to cheer me up. I paid for it thou to pay him back :D £90.40
    So close to the next %!

    £1194.29 / £1200 (5th 1%)
    Sorry you have had a bad few days.

    #5
    And I've just popped over the next %!
    Bfs turn to buy the dry dog food, I paid to pay him back £28.99.
    5th % completed, onto the 6th!

    £23.28 / £1200 (6th 1%)
    Yay for reaching 5% :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 24 February 2024 at 5:43PM
    It is very slow progress from me after the promising start for this month. 
    I have managed to transfer another £40 into the overpayment savings account today though for some NSD's this month so my total now stands at  £2486.61/£81700 = 3.04%

    I've finally reached the 3% mark - I'm certainly not liking this mortgage as much as the last one!!! 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • #5

    Thank goodness for Payday! £200 paid back to mum.

    £223.28 / £1200 (6th 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hooray for payday as well  :)

    After what feels like slow progress this month I can finally declare a further £2961.65 has been added to the OP savings pot. This is made up of £1900 OT from hubby's job, £600 left in account at end of month, £10 from two NSD's and £451.65 interest on savings.

    This means our total now stands at £5448.26/£81700 = 6.66% 

    Finally it feels like we are getting there but I am eager to reach that 10% figure as quickly as I can so I'm off to try and find some more ways to add some cash asap :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • #5
    Paid bfs half of the window clean

    £230.78 / £1200 (6th 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £65 added into my OP savings pot today from my paypal account for business sales. Not much but every penny counts.

    This means our total now stands at £5513.26/£81700 = 6.74% 

    Not a whole percentage gained but all those 0.1 count and help me on my way :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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