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1% challenge 2023
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#5Finally payday!£800 paid to mum, which has cleared another debt! Just the bf and the mortgage to go!£1030.78 / £1200 (6th 1%)
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
x_raphael_xx said:#5Finally payday!£800 paid to mum, which has cleared another debt! Just the bf and the mortgage to go!£1030.78 / £1200 (6th 1%)
It's certainly seemed a long month this month this month hasn't it. Another 4 days before our big payday hitsMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I've finally got paid from my little cafe job although nowhere near as I thought so I will have to look at my payslip when I am next in work.
In the meantime I have transferred the £275.93 I received into the OP savings account.
My total now stands at £6928.95/£81700 = 8.48%
Small progress but at the moment I am just happy that at least a little progress is being made as I feel like I'm wading through treacleMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
We have finally made a bit more progress this month (although we still seem to be wading through treacle!!)
I have been paid again from Burger King job so that's added £348.86 into the pot and the savings account has paid out its monthly interest so that's another £430.22 so in total £779.08 has been added in today.
Our total now stands at £7708.03/£81700 = 9.43%
Next stop 10% which we can hopefully make when hubby's payday hits on Monday
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Hi all I'm joining. We have £1000 on a 0% credit card which runs out in August. Going to try and pay it off with eBay sales and surveys. So 1%=£10 and I've just paid 1% off with some survey cash1
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remote_control said:Hi all I'm joining. We have £1000 on a 0% credit card which runs out in August. Going to try and pay it off with eBay sales and surveys. So 1%=£10 and I've just paid 1% off with some survey cash
That sounds like a great plan to pay off the card and more than doable for August to save you paying any interest.
Good luck.Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
#5Paid for bfs meat order & filled his car - £26.84 + £62.94 = £89.81Close to that next %age!£1120.56 / £1200 (6th 1%)Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
Morning.
Hope you all enjoyed a good Easter break. I was working through all of it and still don't have a day off until Friday but at least it's enabling me to add some money into the pot so it is all good for me
I am just popping on to declare a further £1858 paid into the OP savings pot today thanks to £608 from monthly subscription cuts and £1250 from hubbies OT.
This takes our total to £9566.03/£81700 = 11.70%
That's taken us to over the 10% mark (finally) so the next milestone is 15% - only £2688.97 to find to reach itMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I haven't got any more than 1% yet but have done some surveys so I will have some to add soon.1
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Morning all.
Payday has arrived for Etsy and the chip shop so I have added £247.59 into the OP savings pot today made up of Etsy earning (£138.79), chippy (£99) and £9.80 from my paypal account.
My total is now £9813.62/£81700 = 12.01%
Finally I seem to be moving in the right direction againMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020
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