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1% challenge 2023

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  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all.

    I have managed to add a further £111.97 into the OP savings pot today made up of £15.58 from FB Marketplace sale and £96.39 from claims to Royal Mail for lost parcels. 

    My total now stands at £10336.77/£81700 = 12.65% 

    Less than 0.5% to go to reach my next full percentage :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 20 April 2024 at 1:26PM
    Me again - sorry for hogging the thread.

    I've just transferred £97.82 into the OP savings account made up of £80.92 from FB Marketplace sales (after paypal fees) and £17 from my son not having a guitar lesson as his teacher is gigging in Spain this week.

    This means my total is now up to £10434.59/£81700 = 12.77%  :)

    Slow progress but at least I am another 0.1% closer to where I want to be and only another £186.41 needed to reach the next whole percentage :)  


    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's me again and I feel guilty for posting again but if I don't declare when I pay the money in then I will forget and my totals will be all wrong so sorry :(

    I've just added £38.15 into the OP savings account made up of my part time job earnings (£31.50) and £6.65 from my website sale last week :) 

    My total is now £10472.74/£81700 = 12.81% 

    Small progress but progress is progress and it moves me that little bit closer to my goal :) 
     
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #5

    Bf accidentally used my card for his new glasses so I'm taking it off what I owe him. - £20

    £29.66 / £1200 (7th 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 23 April 2024 at 2:01PM
    Hi everyone,

    I'm attempting to add something into the OP savings account everyday this week and so far so good as I have managed to transfer £37.67 from an order received on FB in my business.

    My total is now £10510.41 / £81700 = 12.86% :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • NeverendingDMP
    NeverendingDMP Posts: 2,193 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Hi everyone,

    I'm attempting to add something into the OP savings account everyday this week and so far so good as I have managed to transfer £37.67 from an order received on FB in my business.

    My total is now £10510.41 / £81700 = 12.86% :)
    Looking good. How good that you are past 10k already. I'll post next week. DH off sick last week so budget went backwards as he doesnt get paid for it. Two steps forward three steps back eh.. it will right itself eventually 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone,

    I'm attempting to add something into the OP savings account everyday this week and so far so good as I have managed to transfer £37.67 from an order received on FB in my business.

    My total is now £10510.41 / £81700 = 12.86% :)
    Looking good. How good that you are past 10k already. I'll post next week. DH off sick last week so budget went backwards as he doesnt get paid for it. Two steps forward three steps back eh.. it will right itself eventually 
    Thanks NeverendingDMP. I honestly feel like I am making no progress at all but you are right, I am really happy we have hit the £10k mark. 

    Sorry to hear about your hubby - I totally feel for you both - it is so hard being self employed at the moment - especially when you are sick and receive no pay. I hope things are back on track for you soon and he feels better sooner rather than later. 

    Take care of yourselves x


    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's payday from my cafe job today (I had totally forgotten so I had a nice little surprise when I checked my bank balance) :) I've transferred it all into the OP savings account so I am declaring another £409.77.

    My total is now £10920.18 / £81700 = 13.36%  <3

    Next stop 14% - I've only got another £517.82 to find  :/  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £9.90 to add today to add from a FB Marketplace sale. A small amount but still something which is always better than nothing and I have one less piece of clutter in my house so its a win win in my eyes :) 

    My total is now £10930.08 / £81700 = 13.37%

    I'm creeping up slowly but surely x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again - sorry for hogging thread ;)

    The monthly interest has just paid out for the savings account so I can declare a further £474.03 towards the OP mortgage savings fund today.

    My total is now £11404.11 / £ 81700 = 13.95% 

    I have my chippy wages to pay in so will try and do that later so I can creep past the 14% - fingers crossed I find time to get them paid in at the post office :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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