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1% challenge 2023

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  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning.

    I am currently tidying and organising our bedroom and come across £10 under the bed so I have paid that into the OP savings account along with my earnings from the chippy this week so am declaring a further £91.50 towards my debt :) 

    My total now stands at £12708.61/ £81700 = 15.55% 

    Its slow progress but progress is still progress in my eyes so I shall keep plodding away :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again - sorry.

    I've just got paid my Etsy earnings for April so have added a further £145.46 into the OP savings pot.

    My total now stands at £12854.07 / £81700 = 15.73% 

    Creeping up slowly but surely :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Afternoon - guess who ;) 

    A quick check in from me to declare another £11.10 towards my total for a cheque received from Royal Mail for a lost parcel.

    My total is now £12865.17 / £81700 = 15.74%

    Slowly edging closer to my next percentage :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • remote_control
    remote_control Posts: 642 Forumite
    Part of the Furniture 500 Posts Name Dropper
    15 quid in from a sale so now at 7% paid
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Payday yesterday from BK job so I've transferred it all (£202.26) into the OP savings account.

    My total now stands at £13067.43/ £81700 = 15.99%

    So close to hitting 16% :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Me again - sorry.

    Don't apologise for chipping away at your goals!!

    #5
    Borrowed the car to meet my run coach for this mornings session. Of course bf has left it tickling the red. Topped it up for him £64.09

    £101.25 / £1200 (7th 1%)

    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Hi everyone.
    I joined the beginning of the year with a 1% of around £660. It was difficult but I have been plodding along paying a debt at a time (Paid off a total of £6500 so far)
    My next debt is £13,031 and I am being ambtious and want it gone by the end of September.

    Can I rejoin please with a 1% of £130.31. I have just returned from holidays with £1257.30 spending money left which I have put straight towards it.

    1257.30/£13,031 (9.64%)

    Thank you in advance
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again - sorry.

    Don't apologise for chipping away at your goals!!

    #5
    Borrowed the car to meet my run coach for this mornings session. Of course bf has left it tickling the red. Topped it up for him £64.09

    £101.25 / £1200 (7th 1%)

    Thank you.

    You are doing so well.
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone.
    I joined the beginning of the year with a 1% of around £660. It was difficult but I have been plodding along paying a debt at a time (Paid off a total of £6500 so far)
    My next debt is £13,031 and I am being ambtious and want it gone by the end of September.

    Can I rejoin please with a 1% of £130.31. I have just returned from holidays with £1257.30 spending money left which I have put straight towards it.

    1257.30/£13,031 (9.64%)

    Thank you in advance
    That's an amazing amount to have paid off in such a short space of time so well done.
    I have every confidence that you will meet your next target. Good luck.
    Do you have any plans on how you are going to find the money to do it? Any inspiration would be gratefully received :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone - you are all doing so well so congratulations and really well done.

    I'm just popping in to declare a further £56 added to my OP savings pot today made up of £46 from my chippy job and £10 from Airtime rewards (still loving this as, other than cashing out, I don't have to do anything extra to earn the money).

    This brings my total now to £13123.43/ £81700 = 16.06%

    Finally I have reached 16% and 17% is now in my sights - fingers crossed it won't take me long to reach it but I have a horrible feeling it may be a while given our finances at the moment.
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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