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1% challenge 2023

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  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #5 Again

    Another bit of food shopping for the bf - £29.47

    £195.54 / £1200 (7th 1%)
    You are flying along - congratulations
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    More wages added into the OP savings account.
    This time £62.92 from my BK job and £261.53 from my National Trust job so a total of £324.45 added today.

    This brings my overall total now to £13527.58/ £81700 = 16.55%

    Less than half a percent to go now until I reach my next full percentage :) 

    I'm off to see if I can find a way to earn £363 quickly ;) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again :) 

    I've managed to add a further £94.02 into the OP savings account today made up of a £6 FB Marketplace sale and £89.02 from my chippy job :) 

    My total now is £13622.60/ £81700 = 16.67%

    Now only £268 away from my next full percentage - slow progress but I'm crawling forwards penny by penny :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again - so sorry - I really hog this thread don't I :( 

    Its finally interest day on the savings accounts so that has added a further £470.72 today. 

    This brings my total to £14093.32/ £81700 = 17.25%

    That's my next full percentage reached - slow but I got there by plodding along. 
    Next stop 18% which translates into £612.68 - gosh that sounds so much to find but I'm determined to reach it by the middle of next month :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone,

    I hope those debt balances are all going in the right direction for you all.
    I have managed to add £677.13 into our OP savings pot today thanks to our subscription cuts savings and my Etsy earnings so at least I'm off and running for June.

    My total now stands at £14770.45 / £81700 = 18.07% 

    I'm creeping up a little bit at a time and am very happy to have hit the 18% mark. Fingers crossed reaching 19% will not take me quite as long :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all,

    Pay day from Burger King today so I have transferred all £174.46 of it into the OP savings account.

    My total now stands at £14994.91 / £81700 = 18.29% 

    I feel like we are making no progress whatsoever at the moment but all these pennies must be adding up as my percentage is moving in the right direction albeit very slowly :) 

    I have another £305 coming to me tomorrow thanks to chippy wages for the last two weeks so hopefully that will help to keep me motivated  by moving my total that little closer to the 19% mark :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #5 Checking in

    Petrol topped up for the bf - £50.92

    £305.03 / £1200 (7th 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all.

    It's been a few days since I last managed to add to my total but I can finally declare that I have added a further £435.75 into my OP savings pot today. 
    This is made up of chippy wages (£350.75), a FB Marketplace sale (£10) and our additional rent we are getting each month with our new tenant (£75).

    My total now stands at £15430.66 / £81700 = 18.88% 

    I think the size of the task ahead of us is just sinking in but I am determined that we will clear these mortgages early so we can retire and start to enjoy life :) 

    At least we have now cleared the 15K mark ready to pay off this second mortgage so things are going in the right direction - albeit a lot slower than I would like.

    Anyone have any ideas on how we can find a spare £160K so we can just retire now  ;)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again - sorry ;) 

    I've managed to add another £48 into the OP savings account today thanks to three FB orders :)

    My total now stands at £15478.66 / £81700 = 18.94% 

    Getting close to 19% now and then the next step is 20% - we are getting there one pound at a time :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another £17.09 added into my OP savings account today thanks to another FB order :) 

    My total now stands at £15495.75 / £81700 = 18.96%

    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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