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1% challenge 2023
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Me again
I had an unexpected credit from BT for them taking longer to fix our fault then they should have so I've added the £8.40 credited on our next bill into the OP savings pot along with £5 from a NSD yesterday
Not much to declare but every amount counts.
This means my total now stands at:-
£13793.99/£47300 = 29.16%
It's payday at the chippy tonight so I should have another £100 odd to add to my totals tomorrow or MondayMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Me again declaring a further £152.98 been added to the OP pot today made up of:-
£140.50 chippy wages (I was overpaid so will be much less next week)
£1.38 quidco cash
£6.10 lidl app coupons used
£5.00 mistplay reward voucher redeemed
So my total now stands at:-
£13946.97/£47300 = 29.48%
Wahoo - I'm edging closer to that 30% mark. I'd love to make it before we go away on holiday but I don't think that will be possible. £243.03 seems like an awful lot for one week but I'm going to see just how close I can get
How is everyone else getting on?Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Morning all - the sun is still shining and I've managed to add another small amount into the OP savings pot so feeling happy today
£3 has been added from a FB Marketplace sale and £26.50 from a Royal Mail claim for a lost item so my total now stands at:-
£13976.47/£47300 = 29.54%
Less than 0.5% to go until I reach the 30% markMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I’m now at £827/£4922 I.e. 16.80%
Even if you don’t get to 30% before your holiday @craftingmad you’ve still done incredibly well.27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Well done keep it up both of you. I will have a progress report at the end of the month and I might even be off the starting blocks !!!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0 -
Keep going @NeverendingDMP
You will get there27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50 -
AntoMac said:I’m now at £827/£4922 I.e. 16.80%
Even if you don’t get to 30% before your holiday @craftingmad you’ve still done incredibly well.NeverendingDMP said:Well done keep it up both of you. I will have a progress report at the end of the month and I might even be off the starting blocks !!!
AutoMac you are doing fantastically well too.
NeverendingDMP look forward to hearing your progress report. Sounds like you will be up and running before you know it. Good luck.Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Quick pop in from me today as have two chippy shifts so those will keep me out of mischief and also stop me spending
I'm declaring a further £19.40 added to the savings pot made up of £10 for 2 x NSD (yesterday and today) and £9.40 payment from a farm shop who stocks some of my handmade items.
Again not loads and no where near another % but it all counts and starts to add up little by little
My total now stands at:-
£13995.87/£47300 = 29.58%
Only £194.19 to go to hit that that pesky 30% I crave so muchMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Guess who
I've just added a further £37 to the OP savings pot made from a website sale for a logo design and crossed the £14K mark - I'm feeling a little bit happy
My total now stands at:-
£14032.87/£47300 = 29.66%
Only another £157.13 to find to hit that elusive 30%Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
It's only me
Just popping in to report that I have added another £92 into the OP savings pot from my chippy wages (I rounded up the £91.80 I got)and another £5 added for a NSD so my total now stands at:-
£ 14129.87 = 29.87%
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021
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