We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

1% challenge 2023

Options
191012141569

Comments

  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 June 2023 at 9:19AM
    Me again :) 

    I had an unexpected credit from BT for them taking longer to fix our fault then they should have so I've added the £8.40 credited on our next bill into the OP savings pot along with £5 from a NSD yesterday :)  

    Not much to declare but every amount counts.

    This means my total now stands at:-

    £13793.99/£47300 = 29.16% 

    It's payday at the chippy tonight so I should have another £100 odd to add to my totals tomorrow or Monday :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again declaring a further £152.98 been added to the OP pot today made up of:-

    £140.50 chippy wages (I was overpaid so will be much less next week)
    £1.38 quidco cash
    £6.10 lidl app coupons used
    £5.00 mistplay reward voucher redeemed

    So my total now stands at:-

    £13946.97/£47300 = 29.48%

    Wahoo - I'm edging closer to that 30% mark. I'd love to make it before we go away on holiday but I don't think that will be possible. £243.03 seems like an awful lot for one week but I'm going to see just how close I can get :) 

    How is everyone else getting on?
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all - the sun is still shining and I've managed to add another small amount into the OP savings pot so feeling happy today :) 

    £3 has been added from a FB Marketplace sale and £26.50 from a Royal Mail claim for a lost item so my total now stands at:-

    £13976.47/£47300 = 29.54% 

    Less than 0.5% to go until I reach the 30% mark :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • AntoMac
    AntoMac Posts: 2,653 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I’m now at £827/£4922 I.e. 16.80% 
    Even if you don’t get to 30% before your holiday @craftingmad you’ve still done incredibly well.
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Well done keep it up both of you. I will have a progress report at the end of the month and I might even be off the starting blocks !!!
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • AntoMac
    AntoMac Posts: 2,653 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Keep going @NeverendingDMP
    You will get there
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AntoMac said:
    I’m now at £827/£4922 I.e. 16.80% 
    Even if you don’t get to 30% before your holiday @craftingmad you’ve still done incredibly well.
    Well done keep it up both of you. I will have a progress report at the end of the month and I might even be off the starting blocks !!!
    Thank you.
    AutoMac you are doing fantastically well too. 

    NeverendingDMP look forward to hearing your progress report. Sounds like you will be up and running before you know it. Good luck.
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 14 June 2023 at 8:04AM
    Quick pop in from me today as have two chippy shifts so those will keep me out of mischief and also stop me spending ;) 

    I'm declaring a further £19.40 added to the savings  pot made up of £10 for 2 x NSD (yesterday and today) and £9.40 payment from a farm shop who stocks some of my handmade items.

    Again not loads and no where near another % but it all counts and starts to add up little by little :) 

    My total now stands at:-

    £13995.87/£47300 = 29.58% 

    Only £194.19 to go to hit that that pesky 30% I crave so much ;) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Guess who ;) 

    I've just added a further £37 to the OP savings pot made from a website sale for a logo design and crossed the £14K mark - I'm feeling a little bit happy ;) 

    My total now stands at:-

    £14032.87/£47300 = 29.66% 

    Only another £157.13 to find to hit that elusive 30% ;) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's only me :)

    Just popping in to report that I have added another £92 into the OP savings pot from my chippy wages (I rounded up the £91.80 I got) ;) and another £5 added for a NSD so my total now stands at:-

    £ 14129.87 = 29.87%


    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.