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1% challenge 2023
Comments
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Wehey! You’ve made it past the 25 per cent mark. That’s very impressive seeing as it’s 25pc of nearly £50K.
I’m still tinkering at the edges with mine.27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Congratulations on passing the 25% mark.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 nov 25- just over 64k
June 25 Debts in my name were £5170. Now 7150 (Nov 25)1 -
AntoMac said:Wehey! You’ve made it past the 25 per cent mark. That’s very impressive seeing as it’s 25pc of nearly £50K.
I’m still tinkering at the edges with mine.
Thank you - I am pretty proud of ourselves and its really helped me to keep going and want to achieve 50%NeverendingDMP said:Congratulations on passing the 25% mark.
I'm going to set my next target for 35% which will be another £4730 - hard but doable - lets see how long that takes me - I do like a challenge
Every penny is progress so I wish you both all the luck in the world xMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Me again just popping in with the small sum of £16.35 which has been added into the OP pot today made up from royal mail claim for lost parcel (£6.35) and two NSD (£10).
So my total now stands at:-
£11896.42/£47300 = 25.15%
Not much progress % wise but still progress in the right direction
It's payday from the chippy on Saturday so that should give me a little bit more to throw at the debt and increase my percentage balance a tiny bit more
Hope you are all plodding along with your percentages and I'm not scaring you off with my updates xMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I'm still plodding and no it's not putting me off. Actually it's making me think I need to get my act together to actually get some posts along side you. Its been an Interesting few months and im currently at +. 0.79% as in the debts are up in the wrong direction. Oh dear. I do however have a plan and am hoping to be at 0.5 % paid preferably 1% by end June. And then obviously to for debts to continue to go down not up.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 nov 25- just over 64k
June 25 Debts in my name were £5170. Now 7150 (Nov 25)1 -
I am inching along at £687 of £4922 repaid (13.96%)
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Well done.. once I've done a u turn I will try and xat h up with everyone ha ha!AntoMac said:I am inching along at £687 of £4922 repaid (13.96%)
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 nov 25- just over 64k
June 25 Debts in my name were £5170. Now 7150 (Nov 25)1 -
@NeverendingDMPNeverendingDMP said:
Well done.. once I've done a u turn I will try and xat h up with everyone ha ha!AntoMac said:I am inching along at £687 of £4922 repaid (13.96%)
These journeys often have their ups and downs
You will get there27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Bless you - believe you me many of my previous Debt free journeys have had more downs and ups but you will get there when it is meant to be. Sending hugs and love and good fortune your way xNeverendingDMP said:I'm still plodding and no it's not putting me off. Actually it's making me think I need to get my act together to actually get some posts along side you. Its been an Interesting few months and im currently at +. 0.79% as in the debts are up in the wrong direction. Oh dear. I do however have a plan and am hoping to be at 0.5 % paid preferably 1% by end June. And then obviously to for debts to continue to go down not up.
That is fantastic - well doneAntoMac said:I am inching along at £687 of £4922 repaid (13.96%)
Oh how true is this!
@NeverendingDMPNeverendingDMP said:
Well done.. once I've done a u turn I will try and xat h up with everyone ha ha!AntoMac said:I am inching along at £687 of £4922 repaid (13.96%)
These journeys often have their ups and downs
You will get thereMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I'm a bit excited as I received my first wages from my little chip shop job - it's only £86 but it's still £86 that I have worked hard to earn and it has gone straight into the OP savings pot.
So my total now stands at:-
£11982.42/£47300 = 25.33%
Its all starting to add up to getting me closer to my next one %.
Now off to see if I can find anything else to sell to FB marketplace
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020
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