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1% challenge 2023

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  • AntoMac
    AntoMac Posts: 2,652 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Wehey! You’ve made it past the 25 per cent mark. That’s very impressive seeing as it’s 25pc of nearly £50K.
    I’m still tinkering at the edges with mine.
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Congratulations on passing the 25% mark. 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AntoMac said:
    Wehey! You’ve made it past the 25 per cent mark. That’s very impressive seeing as it’s 25pc of nearly £50K.
    I’m still tinkering at the edges with mine.
    Congratulations on passing the 25% mark. 
    Thank you - I am pretty proud of ourselves and its really helped me to keep going and want to achieve 50% :smile:

    I'm going to set my next target for 35% which will be another £4730 - hard but doable - lets see how long that takes me - I do like a challenge :) 

    Every penny is progress so I wish you both all the luck in the world x 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again just popping in with the small sum of £16.35 which has been added into the OP pot today made up from royal mail claim for lost parcel (£6.35) and two NSD (£10).
    So my total now stands at:-

    £11896.42/£47300 = 25.15%
     
    Not much progress % wise but still progress in the right direction :) 

    It's payday from the chippy on Saturday so that should give me a little bit more to throw at the debt and increase my percentage balance a tiny bit more :) 

    Hope you are all plodding along with your percentages and I'm not scaring you off with my updates x 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    I'm still plodding and no it's not putting me off. Actually it's making me think I need to get my act together to actually get some posts along side you. Its been an Interesting few months and im currently at +. 0.79% as in the debts are up in the wrong direction. Oh dear. I do however have a plan and am hoping to be at 0.5 % paid preferably 1% by end June. And then obviously to for debts to continue to go down not up. 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • AntoMac
    AntoMac Posts: 2,652 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I am inching along at £687 of £4922 repaid (13.96%) 
     
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    AntoMac said:
    I am inching along at £687 of £4922 repaid (13.96%) 
     
    Well done.. once I've done a u turn I will try and xat h up with everyone ha ha!
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • AntoMac
    AntoMac Posts: 2,652 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 18 May 2023 at 6:55PM
    AntoMac said:
    I am inching along at £687 of £4922 repaid (13.96%) 
     
    Well done.. once I've done a u turn I will try and xat h up with everyone ha ha!
    @NeverendingDMP
    These journeys often have their ups and downs
    You will get there
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm still plodding and no it's not putting me off. Actually it's making me think I need to get my act together to actually get some posts along side you. Its been an Interesting few months and im currently at +. 0.79% as in the debts are up in the wrong direction. Oh dear. I do however have a plan and am hoping to be at 0.5 % paid preferably 1% by end June. And then obviously to for debts to continue to go down not up. 
    Bless you - believe you me many of my previous Debt free journeys have had more downs and ups but you will get there when it is meant to be. Sending hugs and love and good fortune your way x 

    AntoMac said:
    I am inching along at £687 of £4922 repaid (13.96%) 
     
    That is fantastic - well done :) 

    AntoMac said:
    I am inching along at £687 of £4922 repaid (13.96%) 
     
    Well done.. once I've done a u turn I will try and xat h up with everyone ha ha!
    @NeverendingDMP
    These journeys often have their ups and downs
    You will get there
    Oh how true is this!
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm a bit excited as I received my first wages from my little chip shop job - it's only £86 but it's still £86 that I have worked hard to earn and it has gone straight into the OP savings pot. 

    So my total now stands at:-

    £11982.42/£47300 = 25.33%

    Its all starting to add up to getting me closer to my next one %. 

    Now off to see if I can find anything else to sell to FB marketplace ;)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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