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Progress not Perfection

1988989990991993

Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,543 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    On the subject of gyms Are there any " women only" gyms in your area?  Or even groups for different things thar are women only,  that Mr SA couldn't join you. 
    In our area we have a weekly walking group, which goes through a wooded common, totally unsuitable for mobility scooters. Do you have anything like that? 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1100/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  7/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sun_Addict
    Sun_Addict Posts: 24,867 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The annual travel insurance renewal quote has come through at cheaper than last year's price so I've renewed with them. 

    I had to call the vet to book in the young cat's annual health check and at the same time asked if I could order a repeat prescription for the dog's medication as she only has a few tablets left. Unfortunately they need to see her for a medication review so that's booked in for tomorrow morning. As luck would have it I need to pick up the older cat's flea/worming treatment from a different vets tomorrow morning so at least I can get everything sorted in one go as we need to pass that vets to get to the other one. 

    While we're down that way I can pop in BnM for a couple of storage boxes that I need before Saturday which will save me going down there on the bus Saturday morning.

    All this is dependent on the weather though and the forecast isn't great for tomorrow 😐
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Makingabobor2
    Makingabobor2 Posts: 4,543 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    On the subject of gyms Are there any " women only" gyms in your area?  Or even groups for different things thar are women only,  that Mr SA couldn't join you. 
    In our area we have a weekly walking group, which goes through a wooded common, totally unsuitable for mobility scooters. Do you have anything like that? 
    A women only gym wouldn't make any difference to him escorting me there and/or meeting me afterwards. There are walking groups but the walks tend to be in places where you need a car to get there first before you do the walking. 

    I know this sounds like I'm making excuses for everything but I'm being realistic. 

    I have a few ideas of things to do that he wouldn't be interested in such as U3A and proper Spanish lessons. I'll still have regular meet ups with friends too, some who have already retired and a few who will be retiring soon. 
    Yes, U3A has all sorts in my area. I keep thinking of trying the Tai Chi classes. 
    Spanish would be good as well. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1100/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  7/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • doingitanyway
    doingitanyway Posts: 10,637 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thanks @Sun_Addict and @Makingabobor2 you have both put U3A on the map for me  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Sun_Addict
    Sun_Addict Posts: 24,867 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks @Sun_Addict and @Makingabobor2 you have both put U3A on the map for me  :)
    One of my friends joined when she retired and she does all sorts of things. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,208 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm a member of U3A have been for about 15 months, I have made lots of new friends . I do short walks as long walks is on my working day , also local history group really enjoy this . 
    Life is an adventure, never stop exploring.

  • Rhyddid2026
    Rhyddid2026 Posts: 881 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    It doesn't sound like you're making excuses, it sounds like you've had plenty of practice thinking about your options and what might or might not work for you.
    Debts                04/01/25         02/01/26  
    Natwest2           £6,509.97       £5,500 
    NatWest CC      £7,612.74       £6,605
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £39.26
    CC total             £20,411.34    £16,594.26
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £7.880
    Total                  £36,195.78    £28,474.26
    EF £701.52
    HF  £3.04
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