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Progress not Perfection

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Comments

  • amber03
    amber03 Posts: 1,458 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Six years since me and OH retired and he still wants to go everywhere I go. It’s like he sits and waits for me to come up with an idea of where or what to do and he jumps onboard. I’ve recently joined a health club to go swimming thankfully that doesn’t appeal to him.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • doingitanyway
    doingitanyway Posts: 10,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Becoming MF is a great achievement. Well done.
    You love exercise so wondering if there are any nice gyms nearby?
    My last one was quite social with an area to relax, read and have coffee?
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • greenbee
    greenbee Posts: 18,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Becoming MF is a great achievement. Well done.
    You love exercise so wondering if there are any nice gyms nearby?
    My last one was quite social with an area to relax, read and have coffee?
    Maybe a women-only one so Mr SA doesn't get any ideas! I met lots of really nice people in the gym when I went regularly, both in the gym itself and classes. Some of them have remained friends long after we've all moved out of the area. 

    Congrats on getting rid of the mortgage. 
  • Sun_Addict
    Sun_Addict Posts: 24,871 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We do have a gym nearby that I belonged to for years pre Covid. To be honest I prefer the live at home classes now but I haven’t ruled out going back once I’ve retired. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • doingitanyway
    doingitanyway Posts: 10,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    We do have a gym nearby that I belonged to for years pre Covid. To be honest I prefer the live at home classes now but I haven’t ruled out going back once I’ve retired. 
    No one could argue you don't have enough fitness without using a gym. I am thinking post retirement, of a place to escape to that Mr SA won't want to follow...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Sun_Addict
    Sun_Addict Posts: 24,871 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We do have a gym nearby that I belonged to for years pre Covid. To be honest I prefer the live at home classes now but I haven’t ruled out going back once I’ve retired. 
    No one could argue you don't have enough fitness without using a gym. I am thinking post retirement, of a place to escape to that Mr SA won't want to follow...
    Yes that is one of my considerations along with joining U3A. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • foxgloves
    foxgloves Posts: 13,024 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The snow looked so lovely when I opened our bedroom curtains this morning, but I was glad I no longer have to drive to work in it. A daily 52-mile round trip commute for Mr F, but he pinged me to say that the roads to the north of our county had been well-gritted overnight so were a lot clearer than he'd anticipated. Ash has been out in the snow several times today - he does like hot temperatures & spends much of the colder months dangling himself over the radiator. Even Soot went out first thing!

    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Makingabobor2
    Makingabobor2 Posts: 4,546 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    foxgloves said:
    The snow looked so lovely when I opened our bedroom curtains this morning, but I was glad I no longer have to drive to work in it. A daily 52-mile round trip commute for Mr F, but he pinged me to say that the roads to the north of our county had been well-gritted overnight so were a lot clearer than he'd anticipated. Ash has been out in the snow several times today - he does like hot temperatures & spends much of the colder months dangling himself over the radiator. Even Soot went out first thing!

    Gosh that is a long commute for Mr FG. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1100/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  7/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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