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Progress not Perfection

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Comments

  • jwil
    jwil Posts: 23,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the cold doesn't come to anything
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,752 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Stew sounds nice. Hope you don't get a cold/virus whatever...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Happy new year, hope 2026 sees many improvements in your quality of life that you've worked so hard for whilst managing so much 🥂
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Happy New Year @Sun_Addict ! And cheers 🥂
    Debts                04/01/25         02/01/26  
    Natwest2           £6,509.97       £5,500 
    NatWest CC      £7,612.74       £6,605
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £39.26
    CC total             £20,411.34    £16,594.26
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £7.880
    Total                  £36,195.78    £28,474.26
    EF £701.52
    HF  £3.04
  • ladyholly
    ladyholly Posts: 4,091 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A very Happy New Year and hopefully a healthy and prosperous one to you, Mr SA and your family. 
  • amber03
    amber03 Posts: 1,462 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Agree totally on deciding on a retirement day, I did this before I retired. I was dithering then decided on a date at the beginning of the following June and notified my boss and HR. I knew at a push I could withdraw my notice but once it was made it made it easier to go ahead with that date.  I gave 6 months notice so by time June came I was so ready for it.

    Glad you haven’t got any worse health wise and hope it continues, especially as it’s going to get even colder.

    Happy new year and let’s hope 2026 is a good one for everyone.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
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