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Progress not Perfection

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Comments

  • jwil
    jwil Posts: 23,573 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the cold doesn't come to anything
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Stew sounds nice. Hope you don't get a cold/virus whatever...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Happy new year, hope 2026 sees many improvements in your quality of life that you've worked so hard for whilst managing so much 🥂
  • Rhyddid2026
    Rhyddid2026 Posts: 1,325 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy New Year @Sun_Addict ! And cheers 🥂
    Debts                04/01/25       01/06/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £9,800
    Lloyds CC          £6,112.60      £3,795
    1st Direct CC     £176.03         £0
    CC total             £20,411.34    £13,595
    OD                     £1100            £0
    Car loan             £4,000          £3,200
    1st Direct Loan  £10,684.44    £6,110
    Total                  £36,195.78    £22,905
    EF £2,100
    HF £168.49
  • ladyholly
    ladyholly Posts: 4,108 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A very Happy New Year and hopefully a healthy and prosperous one to you, Mr SA and your family. 
  • amber03
    amber03 Posts: 1,500 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Agree totally on deciding on a retirement day, I did this before I retired. I was dithering then decided on a date at the beginning of the following June and notified my boss and HR. I knew at a push I could withdraw my notice but once it was made it made it easier to go ahead with that date.  I gave 6 months notice so by time June came I was so ready for it.

    Glad you haven’t got any worse health wise and hope it continues, especially as it’s going to get even colder.

    Happy new year and let’s hope 2026 is a good one for everyone.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
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