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Progress not Perfection

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Comments

  • jwil
    jwil Posts: 23,023 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great progress on the loft etc.  Fantastic about the mortgage!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • maddiemay
    maddiemay Posts: 5,169 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Apologies posted here in error, now deleted.
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Great news on the mortgage
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1200/£3000
    .

    Studies/surveys January £86.85

    Decluttering items 1402/
    2025.  80/2026
    Books read    23 in 2025.  2026- 3 (target is 52)  
    Jigsaws done  20 in 2025.  this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Humdinger1
    Humdinger1 Posts: 2,736 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    £80 away from paying off the mortgage with everything else you juggle!  Wow!! My admiration for you is unlimited @Sun_Addict.  You are beyond impressive love Humdinger xx
  • beanielou
    beanielou Posts: 98,001 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Poor Mr SA. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Cherryfudge
    Cherryfudge Posts: 14,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Great progress on both the house and the mortgage!

    I hope Mr SA recovers quickly. If I were you I'd hide the loft pole permanently - even ask your DS to look after it so it's only in the house if he comes over to help you. From what you've told us, Mr SA goes looking for things he's been told he can't have. I wonder if one of those magnetic child locks could be used with the loft hatch so no amount of fiddling with tools attached to a mop handle would budge it?

    That said, our loft hatch and ladder is a huge improvement on the old step ladder. The only thing I'd change is a loft light on a sensor so I don't discover the light's been left on by the glow in the middle of the night!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Yes, agree, Mr SA can't be that bad if he's been out. I haven't been out for 3 days, apart from in the garden. Just having a shower and stripping the bed was enough for me today. Maybe he was just after some sympathy
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1200/£3000
    .

    Studies/surveys January £86.85

    Decluttering items 1402/
    2025.  80/2026
    Books read    23 in 2025.  2026- 3 (target is 52)  
    Jigsaws done  20 in 2025.  this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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