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Progress not Perfection

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Comments

  • beanielou
    beanielou Posts: 101,203 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,353 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    That is incredibly patronising and rude, but also I would fully have gone for pink gravel 😂

  • Dakota_Rose
    Dakota_Rose Posts: 789 Forumite
    500 Posts Name Dropper Photogenic

    I’m interested to hear more about the cold brew tea. I’m a tea-lover but have switched to decaf only in recent years. It was only when I switched off the normal tea to decaf when pregnant and then switching back that I realised how it was affecting me physically. Far more than I would’ve expected! (Headaches, racing heart and stomach ache). I don’t touch it now but do enjoy a fruit tea occasionally and a peppermint tea every evening.

    PBs £2550 (including £1k EF & £500 Christmas fund)
    19/26 books for 2026

    Take the time to find the joy in each day

  • Sun_Addict
    Sun_Addict Posts: 26,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I used to buy the cold brew tea bags a few years ago but they seemed to disappear off the shelves. I don't drink normal tea just fruit/herbal ones but I do like coffee. However I can only drink a maximum of two cups of coffee a day and they have to be in the morning, if I ever have a third coffee or an afternoon one I always regret it. I'm looking forward to trying the ones I bought today, I could choose 4 flavours to go in the starter kit.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • Rhyddid2026
    Rhyddid2026 Posts: 1,504 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Bird & Blend do some amazing flavours. I used to have them regularly when I worked in an office. I seem to have stopped making them now I work from home more, I'm not sure why.

    Debts                04/01/25       01/09/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £9,977
    Lloyds CC          £6,112.60      £3,595
    1st Direct CC     £176.03         £31.47
    CC total             £20,411.34    £13,603.47
    OD                     £1100            £0
    Car loan             £4,000          £2,600
    1st Direct Loan  £10,684.44    £4,550
    Total                  £36,195.78    £20,753.47
    EF £2,550
    HF £100
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