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Progress not Perfection
Comments
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Oh you lot 🤣🤣
The stolen goods have been returned. The woman on the counter in the charity shop also thought it was hilarious. Mr SA has vowed never to go in there again - I'll believe that when I see it!
I couldn't believe it when the alarm went off at 4.30 this morning. These weekends are far too short.
Woke up with a sore throat and aching which unfortunately hasn't improved as the day progressed. Hoping it will clear up quickly as I'm out with friends for lunch on Friday.
Worked in the office until just after lunchtime and did the remaining hour or so from home.
Free coffee picked up on the way to work.
Payday shuffle has finally been done. All the regular savers have been fed apart from the two that mature this week. Sinking funds fed. CC balance paid off. Another overpayment has gone to the mortgage, remaining balance is now under £500.
Monday finance check done. Final week of the 4 week budget period.
Stopped off at Lid! on the way home. Here we go again with a new month of coupon plus freebies 😆
Today's exercise has been walking to/from work, aerobics at 6pm and strength training at 7.15.I get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
Oh no...hope its not the dreaded covid. Bet you picked some virus up at the wedding.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
.
Studies/surveys November £0
Decluttering items 1377/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
I'm so glad the wedding went off well - what a lovely cake and venue.
And all I can say about the scooter and the lurex top is at least it ended well!
My Christmas YBS regular saver ends this week and I was wondering if you knew if it is possible to open a new yearly regular saver with them, and then the Christmas one again in January? I feel that I've read that you can only have one regular saver with them no matter what the type but I can't seem to find a definitive answer on their site, and you have been my inspiration for starting these savers over the years. Hope you don't mind me asking
LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0602 -
Oh I don’t know the answer to that one @joeyjimbles. I’ve just got the one with them. However I have more than one regular saver with Principality so can’t see why YBS should be different. Someone else reading this will hopefully know. You’ve just prompted me to check my Christmas saver and it’s already matured.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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I hope not. There were only 20 people there including us and the bride and groom. Guess it only takes one though. It feels like a cold starting, I can feel it in my nose so hopefully that’s all it is.Makingabobor2 said:Oh no...hope it’s not the dreaded covid. Bet you picked some virus up at the wedding.I get knocked down but I get up again (Chumbawamba, Tubthumping)1 -
Did I read you have £500 left on your mortgage?!!
Great exercise day
Hope you shake off whatever is ailing youIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Yes £458.95 is the exact figure 🥳doingitanyway said:Did I read you have £500 left on your mortgage?!!
Great exercise day
Hope you shake off whatever is ailing youI get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Wow! That is amazing. Especially when I think about your circumstances and loss of Mr SAs earning power. I am full of admiration for you! A huge well done!!Sun_Addict said:
Yes £458.95 is the exact figure 🥳doingitanyway said:Did I read you have £500 left on your mortgage?!!
Great exercise day
Hope you shake off whatever is ailing youIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
That's amazing on the mortgage!
Mr SA's shoplifting antics did make me chuckle.
Hope you feel better soon x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Wow! That mortgage is nearly toast!!
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)2
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