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Progress not Perfection
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You crack me up
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.2 -
Dusting off vintage labels with a silk cravat 🤣🤣 Does wine hang around long enough in your cellar to be classed as vintage 🤣PennysIntoPounds said:Aw poor dog, have there been diwali fireworks nearby?
Excellent cellar restocking 🥂
We were just looking at our cellar (once we'd gone down the many stairs and brushed through the cobwebs and wiped some of the dust off the vintage labels with a spare silk cravat) and saying we didn't get any summer at all to drink the summery bottles we'd put aside for a picnic or two
Hope you have the time and weather for a bit of gardening tomorrow morning, the forecast is looking miserable here too
The dog isn’t bothered by fireworks thankfully, she’s just a dog who loves to cuddle. I think she was cold yesterday.
I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
The ones we bought a month ago for picnics are more vintage than the ones we bought yesterday for merry supping, so yes, several of them are of a fine vintage of September 2025 😂🥂
Glad dog is okay and just seasonal snugglinghttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
And that’s another weekend flown by 😭
Put a colour on my hair this morning.
Wrote a review for the free sample face mask I received to review. Shocked to discover it retails at £9 for one mask!!! Fair to say I won’t be buying it.
Managed to get a bit of gardening done before it started raining. Moved the geraniums and marguerite to the greenhouse. Planted the winter pansies and cyclamen in pots on the patio for winter colour.Took the dog on the park and did a litter pick. Do kids nowadays know how to use a litter bin, appears not 😞
As DD was at work gave the kitchen a good clean and steam scrubbed all the downstairs floors.Trying a new recipe tonight from my veg box website Mushroom & Lentil Cottage Pie. Also made Mr SA a meat cottage pie for dinner.After that poured myself a glass of wine and settled down to watch Hocus Pocus with the dog. Never get tired of this film, absolutely love it.Busy week ahead, 4 days at work then it’s DS’s Halloween wedding on Friday. It seems to have taken ages for this to come around and all of a sudden it’s here.The builder I messaged is coming over in the week to give a quote for the loft ladder and office window.I get knocked down but I get up again (Chumbawamba, Tubthumping)7 -
Forgot to say I also did yet another freezer inventory. Prompted by last night I thought I had a meat kebab for Mr SA’s dinner and turned out I’d used them all up. I used meatballs instead and threaded them on a skewer. He enjoyed them and said you could tell the difference between ready made and home made meatballs. Thing is they were from Lid! 🤣I get knocked down but I get up again (Chumbawamba, Tubthumping)9
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Its amazing what we can get them to eat if we don't tell them.Sun_Addict said:Forgot to say I also did yet another freezer inventory. Prompted by last night I thought I had a meat kebab for Mr SA’s dinner and turned out I’d used them all up. I used meatballs instead and threaded them on a skewer. He enjoyed them and said you could tell the difference between ready made and home made meatballs. Thing is they were from Lid! 🤣Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,204....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1320/£3000
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Studies/surveys Feb....£59.25
Decluttering items 1402/2025. 92/2026
Books read 23 in 2025. 2026- 5 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
£9 for a one-use face mask?! You'd best take your I.D next time you go to buy prosecco if it's claiming to be that good
I can't believe it's DS's wedding next week! Did they want a Halloween wedding or were they being mse as no-one else did?
Brilliant productivity as usual 👏
Haha bless Mr SA, as long as he enjoyed then he never needs to know 😁
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
HahaPennysIntoPounds said:£9 for a one-use face mask?! You'd best take your I.D next time you go to buy prosecco if it's claiming to be that good
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20253 -
The Halloween wedding was planned. DIL is obsessed with Halloween, witchcraft, pagan stuff, etc.PennysIntoPounds said:£9 for a one-use face mask?! You'd best take your I.D next time you go to buy prosecco if it's claiming to be that good
I can't believe it's DS's wedding next week! Did they want a Halloween wedding or were they being mse as no-one else did?
Brilliant productivity as usual 👏
Haha bless Mr SA, as long as he enjoyed then he never needs to know 😁I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Ah that's nice they got the date that suited then. Do they have a Halloween etc wedding gift list?Sun_Addict said:
The Halloween wedding was planned. DIL is obsessed with Halloween, witchcraft, pagan stuff, etc.PennysIntoPounds said:£9 for a one-use face mask?! You'd best take your I.D next time you go to buy prosecco if it's claiming to be that good
I can't believe it's DS's wedding next week! Did they want a Halloween wedding or were they being mse as no-one else did?
Brilliant productivity as usual 👏
Haha bless Mr SA, as long as he enjoyed then he never needs to know 😁https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2
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