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Progress not Perfection

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Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 5,034 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Enjoy your outing and your drink 🥂
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 60

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • doingitanyway
    doingitanyway Posts: 10,477 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I used up leftover veggies too. The vegbox gave me Chinese leaf. I doing really like it but stuck it in a curry and it was lovely. Enjoy the AGM meet
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Makingabobor2
    Makingabobor2 Posts: 4,391 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I'm not sure I'd put the words AGM and enjoy in the same sentence - endure maybe 🤣 There's very little social chat it's basically we're here to discuss the park not to chit-chat. Anyone who goes off topic soon gets cut short, it's like being at work 😆

    In money news I've moved £2k into the emergency fund from the matured regular saver. I had to check I'd got the right account numbers several times before I pressed the send button in the banking app. I know it's the right account so it's just me being paranoid. The remaining balance has been moved to the current account to cover DS's wedding present and any associated expenses. Then I closed the poor interest account the savings had been moved to. 

    Also received the £25 survey money from Opinium so that's been set aside to go towards my next catch up with friends. 
    ha ha.....I am the same with making sure I had the right acc numbers before pressing buttons.  Wanted to amend the transfers that go direct from the current account each week when DH gets paid, and I cancelled the ones to the old savings pots and then set up the new one, and had to double check.  I am the same when I do any sort of online order though, making sure I have the correct card linked etc.  Think I possibly have too many savings pots now, that are sitting empty, so might close some of them. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £850/£3000
    .

    Studies/surveys  November £0

    Decluttering items 1382/
    2025
    Books read    20
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • beanielou
    beanielou Posts: 96,857 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh and the money did make it to the right account 🤣 The YBS Christmas Saver is next on the list to mature at the end of the month so another one to sort. 
    Good. I only have £120 in mine but one less present to buy this year! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Willowtree222
    Willowtree222 Posts: 8,309 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    How lovely to have been recognised.
    Glad the outfit is sorted. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Cherryfudge
    Cherryfudge Posts: 13,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Excellent news that your local work has been recognised! Well done :)

    And great to have Mr SA's wedding outfit sorted, and the Covid jab. 
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • jwil
    jwil Posts: 22,562 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations on the award!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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