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Progress not Perfection

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,346 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    My regular saver has just matured as well. Looking for a replacement one now, with best interest rate. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £700/£3000
    .

    Studies/surveys  October £29.25

    Decluttering items 1346/
    2025
    Books read    19
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sun_Addict
    Sun_Addict Posts: 24,372 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My regular saver has just matured as well. Looking for a replacement one now, with best interest rate. 
    I'm going to open another Nwide one as the interest rate is good but it won't let me do it today, it's saying I already have one open. I'll try again tomorrow. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict
    Sun_Addict Posts: 24,372 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The hygienist visit was fine as these appointments usually are when you're dreading them. 

    Mr SA is really testing my patience today. He claimed he had no lip balms left when in fact he has 2 full ones on the go. A couple of weeks ago I stocked up at Lid! when they gave me a 15% off voucher and planned to release them when he needs them as last time I put them in the cupboard he opened all of them at the same time, several of which went missing. He likes to have one in every man bag and one in every pocket apparently! Despite having 2 lip balms he said he'd go to the shops and buy himself a couple so he doesn't run out. To stop him doing this I've had to release a fresh lip balm to stop him going into panic mode. 

    Oh the joys of caring for someone with a brain injury 😖
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Makingabobor2
    Makingabobor2 Posts: 4,346 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    My regular saver has just matured as well. Looking for a replacement one now, with best interest rate. 
    I'm going to open another Nwide one as the interest rate is good but it won't let me do it today, it's saying I already have one open. I'll try again tomorrow. 
    Yes the NW one looks like a good one, limited to £200 a month, which is more than enough for this particular saving pot. But it says you can only open it with up to £200 & I wanted to move £700 into it to start it off
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £700/£3000
    .

    Studies/surveys  October £29.25

    Decluttering items 1346/
    2025
    Books read    19
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sun_Addict
    Sun_Addict Posts: 24,372 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My regular saver has just matured as well. Looking for a replacement one now, with best interest rate. 
    I'm going to open another Nwide one as the interest rate is good but it won't let me do it today, it's saying I already have one open. I'll try again tomorrow. 
    Yes the NW one looks like a good one, limited to £200 a month, which is more than enough for this particular saving pot. But it says you can only open it with up to £200 & I wanted to move £700 into it to start it off
    This is the one I always have. I also have 4 others on the go 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Makingabobor2
    Makingabobor2 Posts: 4,346 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    My regular saver has just matured as well. Looking for a replacement one now, with best interest rate. 
    I'm going to open another Nwide one as the interest rate is good but it won't let me do it today, it's saying I already have one open. I'll try again tomorrow. 
    Yes the NW one looks like a good one, limited to £200 a month, which is more than enough for this particular saving pot. But it says you can only open it with up to £200 & I wanted to move £700 into it to start it off
    This is the one I always have. I also have 4 others on the go 😆
    Think I'll have to have more than one and split what I have already saved into more than one account. We have started what I am calling our "new car account", so that when the time comes in the future, we have money saved. Obviously it will be 2nd hand and not brand new....but it sounds better to call it that....LOL  I also have the EF in a higher interest account. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £700/£3000
    .

    Studies/surveys  October £29.25

    Decluttering items 1346/
    2025
    Books read    19
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Makingabobor2
    Makingabobor2 Posts: 4,346 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    That NW account makes no sense though. It says maximum balance £5,000,000 and then it says the maximum you can open it with is £200 and the most you can put in it each month is £200, so how would anyone get £5million in it??
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £700/£3000
    .

    Studies/surveys  October £29.25

    Decluttering items 1346/
    2025
    Books read    19
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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