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Progress not Perfection

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Comments

  • Cherryfudge
    Cherryfudge Posts: 14,398 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 10 October 2025 at 11:25PM
    Its sounds like a lovely day. There's nothing like a girls' day out!

    I hope Mr SA gets over his mood by the morning. Would it sweeten the experience if you brought him home a sausage roll or something?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • You were lucky to get lovely weather. It was overcast most of the day here & a bit on the chilly side. Although I did get some garden bits done. 
    Hope you enjoyed Strictly. Ross was hilarious. Love La Voix. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1200/£3000
    .

    Studies/surveys January £86.85

    Decluttering items 1402/
    2025.  80/2026
    Books read    23 in 2025.  2026- 3 (target is 52)  
    Jigsaws done  20 in 2025.  this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Rhyddid2026
    Rhyddid2026 Posts: 947 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    edited 12 October 2025 at 4:14PM
    I love sumac, and bulgar wheat. Not so keen on salmon though, do you think I could substitute it? Worth a try if it's as tasty as it sounds.
    The class sounds fab too!
    Debts                04/01/25         02/01/26  
    Natwest2           £6,509.97       £5,500 
    NatWest CC      £7,612.74       £6,605
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £39.26
    CC total             £20,411.34    £16,594.26
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £7.880
    Total                  £36,195.78    £28,474.26
    EF £701.52
    HF  £3.04
  • Sun_Addict
    Sun_Addict Posts: 24,964 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    rachmac3 said:
    I love sumac, and bulgar wheat. Not so keen on salmon though, do you think I could substitute it? Worth a try if it's as tasty as it sounds.
    The class sounds fab too!
    Yes definitely I reckon. Anything that goes well with a lemon flavour. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict
    Sun_Addict Posts: 24,964 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on carving out some time to yourself and I thoroughly agree that you should not let Mr SA drag you down if you do something you enjoy which does not include him.  Best to get a precedent set before you retire so he knows that retiring does not mean you are available every day to take him out somewhere.  My pre retirement workshop I attended before retiring 8 years ago called people like Mr SA time stealers whether it is spouse, parent, friends, child or local organisations where everyone and anyone thinks you have all the time in the world free because you no longer work.  Resist would be my advice and just be selective. 
    Thank you for this. Mr SA is definitely a time stealer and as I found out from a workshop I attended a drain rather than a radiator. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Great underspend. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1200/£3000
    .

    Studies/surveys January £86.85

    Decluttering items 1402/
    2025.  80/2026
    Books read    23 in 2025.  2026- 3 (target is 52)  
    Jigsaws done  20 in 2025.  this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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