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Progress not Perfection

1918919920921923

Comments

  • doingitanyway
    doingitanyway Posts: 10,328 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Well done on your budget
    Thanks for suggesting salmon with sumac. I will be cooking that soon!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Makingabobor2
    Makingabobor2 Posts: 4,339 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    OOh, poor Mr SA...stooping and dangling...what an image that conjours up. Hope he finds a combination that fits. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £700/£3000
    .

    Studies/surveys  October £21.15

    Decluttering items 1344/
    2025
    Books read    18
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • doingitanyway
    doingitanyway Posts: 10,328 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    That looks gorgeous. Will swap out the bulgar for quinoa and love courgettes. Can't wait to give it a go. Thanks :) Hope the sizes pan out for Mr SA's outfit for DS's wedding 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • rachmac3
    rachmac3 Posts: 562 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Thanks, I think I'm going to try the recipe with halloumi. Or maybe chicken thighs. Or whatever I have to use up first 😄
    Debts                04/01/25         01/10/25   
    Natwest2           £6,509.97       £5,830 
    NatWest CC      £7,612.74       £6,830
    Lloyds CC          £6,112.60      £4,940
    1st Direct CC     £176.03         £0
    CC total             £20,411.34     £17,600
    TSB OD             £500              £0
    1st Direct OD     £600              £250
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £8,710
    Total                   £36,195.78    £30,310
  • beanielou
    beanielou Posts: 96,594 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All of the best people dangle!! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Cherryfudge
    Cherryfudge Posts: 13,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I love that you did three nights' worth of hulahooping in one go! I hope you had disco lights and a glitter ball to add to the party vibe!

    (P.S. This is one of those times when walking a lot must have paid off).
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Makingabobor2
    Makingabobor2 Posts: 4,339 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Yes a torch might be a good idea. What about a head torch?  Especially if its bushes on one side, you never know who might be hiding in them. Perhaps talk to yourself, so anybody would think you were on the phone, a lot safer.  Maybe don't put your podcast on till you get to the well lit main road. I won't listen to stuff when I walk across the park. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £700/£3000
    .

    Studies/surveys  October £21.15

    Decluttering items 1344/
    2025
    Books read    18
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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