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Progress not Perfection
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During one of my brain foggiest times I put tahini in my banana smoothie instead of peanut butter 😂
Debts 04/01/25 01/11/25
Natwest2 £6,509.97 £5,700
NatWest CC £7,612.74 £6,755
Lloyds CC £6,112.60 £4,815
1st Direct CC £176.03 £0
CC total £20,411.34 £17,270
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £29,9803 -
This is so true 😂Sun_Addict said:Oh my days tahini is the devil’s work separating itself into a layer of concrete topped by a layer of oil - you almost need a cement mixer to mix it up 🤣Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family3 -
Morning all happy Friday 😎
Just sat in Caffè Nero enjoying my free coffee before heading for the train. Looking forward to seeing my friends.Mr SA still doesn’t know where I’m going. He was sound asleep when I left this morning. I’ll let him think I’m at work until he starts calling to ask what time I’m leaving usually around 1pm😆I get knocked down but I get up again (Chumbawamba, Tubthumping)8 -
Enjoy your day.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Have a lovely day!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Enjoy your day!I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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Have a lovely dayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
.
Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Thank you all 🥰
I had a lovely day with my friends. I might have bought a new handbag from the little boutique in my friend’s market town 😬 The owner always gives me a discount. The bag will be fab for DS’s wedding - that’s my excuse and I’m sticking to it 🤣
I had the most amazing avocado and chilli flatbread for lunch it was absolutely delicious.We’ve already booked in a catch up for next month.The friend that lives a bit closer said when I retire we could have the odd day trip out together which would be lovely. She’s quite a bit older than me but still very fit and healthy.Mr SA phoned when I was on the train home and was shocked when I told him where I was. He met me outside Lid! and was angry about me being out with friends when I won’t even take him for a coffee. Then he started on a feeling sorry for himself rant. Told him come Monday morning when my alarm is going off at 4.30 and I’m walking to work in the dark with a heavy backpack on while he’s fast asleep nice and cosy in bed I’ll remind him how hard done by he is.
Picked up the free big bag of potatoes from Lid!
I had leftover harissa chickpea tofu concoction from yesterday for dinner tonight.Today’s exercise was 25,630 steps. It might’ve been a bit more but my watch is on charge so not counted.I get knocked down but I get up again (Chumbawamba, Tubthumping)8 -
So glad you had a lovely day. Maybe you should wake Mr SA up some mornings and show him how dark & wet it is...invite him to come out on his scooter & walk you to work. He'll soon change his mind then.
That's a brilliant amount of steps.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
.
Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Glad you had a lovely time and have another booked in, and a future nice social plan.
Well done for not denting your new handbag by swinging it at Mr SAhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 60
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