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Progress not Perfection

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,307 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 3 October at 2:08PM
    The weather really does look pants for today & tomorrow. Hope Mr SA remembers his job for the day
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £650/£3000
    .

    Studies/surveys  October £13.32

    Decluttering items 1201/    2025
    Books read    18
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • beanielou
    beanielou Posts: 96,443 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Friday. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • EatingBeans
    EatingBeans Posts: 527 Forumite
    500 Posts Photogenic Name Dropper
    Just catching up on your diary - I love the idea of dancing to a different song each day! What a simple but fun idea to get moving. 😁
    End of
    Dec-24
    Sep-25

    Brother
    5,400.00
    7,800.00
    Overdraft owed 1,349.90 0.00
    MBNA CC 10,534.20 11,481.53
    Barclaycard CC 9,667.21 9,662.17
    Fluid CC 0.00 1,046.44
    NatWest CC 12,018.14 11,705.36
    Aqua 0.00 1,127.94

    Total debt
    38,969.45
    42,823.44
    Paid off in the month 211.33
     

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
     
  • Makingabobor2
    Makingabobor2 Posts: 4,307 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Great idea to dance to different songs, but I think I would have to create my own list....not my sort of music.....lol  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £650/£3000
    .

    Studies/surveys  October £13.32

    Decluttering items 1201/    2025
    Books read    18
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • jwil
    jwil Posts: 22,360 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on getting to the end of Duo.  The dance challenge looks like a good idea.  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 24,313 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Saturday 🥂

    Thankfully we seem to have got off lightly with the storm. The olive tree had blown over but the bungee ropes had held fast on my hanging chair. 

    However we got drenched coming back from Lid1 yesterday. Mr SA insisted on coming to meet with the dog and it was pouring down. The poor dog looked so miserable on Mr SA’s knee I gave up my umbrella for her. To say I was soaked to the skin by the time I got home was an understatement. Jumped straight in the bath and enjoyed a long relaxing soak. 

    Took the dog on the park this morning and did a litter pick. It wasn’t too bad to be honest. After that got everything ready for the free electricity 2 hours. Charged up my toothbrush, shaver, phone, watch, iPad, lamp, vacuum and Mr SA’s scooter. Roasted a batch of butternut squash, red pepper and onion ready for tomorrow’s dinner. Put some washing in the dryer followed by a load of laundry. Was just about to iron the dried washing when DS and the GKs arrived. 

    DD went to the gym this morning so managed to get loads of cleaning done while she was out of the way. 

    Today’s exercise has been dog walking, cleaning and the song challenge, hooped today rather than dance. 

    Tonight’s dinner was the last of the fish skewers from freezer stocks with rice and stir fried veg. 

    Money wise it’s been NSD 2 of October and I’m 15p away from cashing out £25 from Opinium. 

    Sitting with my feet up now with Strictly and rosé Prosecco 💃🥂
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • badmemory
    badmemory Posts: 9,976 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I was really surprised to get a free hour tomorrow too  Not that I am likely to get anywhere near todays 11.5 kWh times 2 as well.
  • Makingabobor2
    Makingabobor2 Posts: 4,307 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Well done on the forthcoming Opinium cash out. They are a slow burner
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £650/£3000
    .

    Studies/surveys  October £13.32

    Decluttering items 1201/    2025
    Books read    18
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • PennysIntoPounds
    PennysIntoPounds Posts: 4,783 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Happy Saturday rosè prosecco 🥂
    Ooh that 15p is so near yet so in the hands of them!
    It is good to have better paying surveys but I do also like having the cheapskate survey sites where there are always surveys available if one has a spare five minutes (or in my case, is getting steps doing a carpet walk 😁)
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 55

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
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