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Progress not Perfection

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,791 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 3 October 2025 at 2:08PM
    The weather really does look pants for today & tomorrow. Hope Mr SA remembers his job for the day
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,324....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £420/3000
    .

    Studies/surveys June £59.74

    Decluttering items 1400/
    2025.  343/2026
    Books read    23 in 2025.  2026- 14  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • beanielou
    beanielou Posts: 100,143 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Friday. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 15months left.
  • Just catching up on your diary - I love the idea of dancing to a different song each day! What a simple but fun idea to get moving. 😁

    End of
    Sep-25
    Oct-25
    Brother 7,800.00 7,650.00
    Overdraft owed 0.00 0.00
    MBNA CC 11,481.53 11,504.06
    Barclaycard CC 9,662.17 9,558.10
    Fluid CC 1,046.44 1,036.29
    NatWest CC 11,705.36 11,693.03
    Aqua 1,127.94 1,107.94

    Total debt

    42,823.44

    42,549.42
    Paid off in the month 211.33 274.02

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
  • Great idea to dance to different songs, but I think I would have to create my own list....not my sort of music.....lol  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,324....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £420/3000
    .

    Studies/surveys June £59.74

    Decluttering items 1400/
    2025.  343/2026
    Books read    23 in 2025.  2026- 14  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • jwil
    jwil Posts: 23,578 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on getting to the end of Duo.  The dance challenge looks like a good idea.  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • badmemory
    badmemory Posts: 10,656 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    I was really surprised to get a free hour tomorrow too  Not that I am likely to get anywhere near todays 11.5 kWh times 2 as well.
  • Makingabobor2
    Makingabobor2 Posts: 4,791 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Well done on the forthcoming Opinium cash out. They are a slow burner
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,324....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £420/3000
    .

    Studies/surveys June £59.74

    Decluttering items 1400/
    2025.  343/2026
    Books read    23 in 2025.  2026- 14  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Happy Saturday rosè prosecco 🥂
    Ooh that 15p is so near yet so in the hands of them!
    It is good to have better paying surveys but I do also like having the cheapskate survey sites where there are always surveys available if one has a spare five minutes (or in my case, is getting steps doing a carpet walk 😁)
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