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Progress not Perfection
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I think my best Primani buy was a coat many years ago. It was a velveteen material with a fur collar. I paid £10 for it and it lasted me years as a going out coat. I was quite sad when it got too tatty even for everyday.Good luck with the shopping and enjoy the coffee.January spends - £587.583
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@Sun_Addict, I was surprised that you order currency. Is it too awkward to withdraw some when you are away?
I've taken to using cashpoints for a bit of cash and putting money in my debit card accounts for overseas spending so I can withdraw that. I do find you see less cashpoints now though. Need to find banks.
I wondered if I'm missing something by doing that and if there's a reason you don't do it?Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.2 -
katsu said:@Sun_Addict, I was surprised that you order currency. Is it too awkward to withdraw some when you are away?
I've taken to using cashpoints for a bit of cash and putting money in my debit card accounts for overseas spending so I can withdraw that. I do find you see less cashpoints now though. Need to find banks.
I wondered if I'm missing something by doing that and if there's a reason you don't do it?Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
@katsu we always take currency. Where we’re going next week there have been bad reports about some of the cash points and I just don’t want the hassle. It gets locked in the safe and I just take out that day’s allowance.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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That's it isn't it? You just never know if a cash point will be working, or where they all are.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Hey SA - I’ve taken your warning on about the Banca March cash machine on the strip - you are right it has a bad reputation so thank you for the heads up.
as it’s attached to a bank branch we have decided to go inside to get our cash when we go at the end of the month - we only pull out what we need on a daily basis as our Chase card gets perfect rates (last time it was €1.13 per £1) and acts like a debit card with no fees/commission.And I feel safer not carrying much cash - I know you keep yours in a safe and completely understand your reasons for doing so.For us, we leave our chase account virtually empty and just move money across to it on the app as we need it whilst on the go. It works for us - each to their own and all that 😊👍🏻
you will have to let me know if you discover any new restaurants/recommendations - I told my colleague about the Good Old Days bar restaurant and they absolutely loved it! They are travelling back today.Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.4 -
The deed is done 🥳 It wasn’t too bad to be honest, Mr SA was quite restrained although I had to veto a Cheetos hat 😬 He’s chosen a bright orange sweatshirt and fluorescent green trainers. Thankfully his new joggers aren’t so garish. What did I get - two packs of cotton wool pads 🤣The city centre was really busy with ice hockey fans from all over the UK and Ireland for play offs. Didn’t know that was happening as well as the football. Isn’t that just typical the one day we go in town it ends up being the sports centre of the universe 😆We ended up having lunch in a pub. We shared a pizza and Mr SA had a bowl of chips with his.So it’s been quite a spendy day but all accounted for in the general spends pot.I get knocked down but I get up again (Chumbawamba, Tubthumping)8
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At least you’ll be able to spot him in a crowd 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p16 -
WinterWarrior said:At least you’ll be able to spot him in a crowd 😁
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Love Mr SA's outfit.
Not long now
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253
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