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Progress not Perfection
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Aww, cute little dog. Can I just ask, what is U3A?Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
#2 Saving for Christmas 2024 - £1 a day challenge. £325 of £3663
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Such a cute photo - doggy is saying ‘no one is to touch except for ME - guardian of the boss’s pillow!’ 🥰🐾😻Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.3 -
Lots of our U3a walkers in our groups are non drivers SA. We share lifts and passengers give the driver £5 towards fuel. No doubt many other groups do the same thing. Better for the environment to share transport. We also do lots of walks using the train and sometimes buses or even boats down here in Cornwall. I think you are Midlands so that might not be doable for you.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80005 -
Morning, happy Sunday.I woke up just after 6 so decided to get up. The dog slept in her own bed all night but was crunching on a bone in the early hours 😬 She was looking for somewhere to bury it yesterday but gave up and left it in her bed.3 weeks today we go to Lanzarote 🥳 So ready for a change of scenery. Still need to book the airport lounge and a scooter for Mr SA. M&S have a decent deal on currency if you pick up by 11 April so I need to do that too. This is if you have a M&S card which I do.Hopefully the weather will be dry today as I need to plant the mangetout in a tub with canes as they’re getting too tall and cramped in their trays.Will need to take the dog for her park run. I bought her a new ball yesterday.It might be NSD 1 if I don’t book the airport lounge but I really need to get on with it asap.Will be cashing out this week’s survey money later. I’ve smashed my target of £10, it should be around £15.Also need to complete today’s Spanish challenges, do a meal plan for the next 3 weeks and finalise Tuesday’s Mr M online shop. Then my usual self care Sunday routines hair mask, face pack, nails and yoga.Haven’t made my mind up yet what to have for tonight’s dinner but it will need to include the aubergine and spinach that need using up. I’m going to the live WW online cook along later but not cooking with them, it’s Spanish tapas tonight. Even if you don’t cook what they make you can always pick up some great tips and ideas so I really enjoy them.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Good morning SA. You are always so busy and organised! Have a great day.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Thanks for the M@S tip for the currency.Life is an adventure, never stop exploring.3
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Happy Sunday. The weather is forecast to be much better than of late here.
Hope you get some sunshine too.3 -
We were forecast sunshine but there’s no sign of it yet.
I laughed at the dog looking for somewhere to bury her bone……our first dog used to bury all sorts in our beds…..bones, crust the children used to throw (unbeknown to me) under the table. You never quite knew what would appear under the covers 😂😂🤪😱January spends - £587.583 -
Sounds like you're busy, busy. Have a good day.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2
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