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Progress not Perfection
Comments
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Well, Soot would get VERY excited about that, @Sun_Addict!
f2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!1 -
I think I am on the same tryit offer, but away on holiday until Saturday.
hope the person feeding the cats doesnt leave it where my two can find it …….1 -
Will the cats get to share the sachet and submit a review together?
re-jigging of your saving/spending pots looks very sensible.2 -
Another vote here for the tumble dryer. I have a combined washer/dryer for space. I only really use it to dry the towels and tea towels. I don't have an outdoor space to dry anything and the towels take so long to dry. It's worth the cost in my opinion.On YNAB I have a combined budget category for food, drinks and alcohol and then a lesser one for household items like washing and cleaning stuff plus small things like light bulbs etc. I also have a completely separate category for toiletries/make up/vitamins. It works very well.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Just got back from the park volunteers’ meeting. It was productive so worth going.The cats shared the sample cat food sachet and enjoyed it. The make is Blink.Look at where the young cat is sleeping despite us having several more comfortable places for her to sleep 😆 This is a tiny box that Mr SA’s scooter battery came in.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪10 -
That cute wee face
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.1 -
Aw can't beat a snug box all to yourselfhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
Young cat lovelyLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.1 -
Another yes vote for tumble drier
We have a heat pump dryer and I don’t worry about the cost of putting it on as they are way more economical than condenser ones
I hate wet washing round the houseMFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0001 -
Ours is a heat pump. They are excellent.MFWannabe said:Another yes vote for tumble drier
We have a heat pump dryer and I don’t worry about the cost of putting it on as they are way more economical than condenser ones
I hate wet washing round the houseMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £38.72
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2
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