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Progress not Perfection

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  • foxgloves
    foxgloves Posts: 12,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well, Soot would get VERY excited about that, @Sun_Addict!
    f
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (29/100)

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • I think I am on the same tryit offer, but away on holiday until Saturday.
    hope the person feeding the cats doesnt leave it where my two can find it …….
  • Blackcats
    Blackcats Posts: 3,857 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Will the cats get to share the sachet and submit a review together?
    re-jigging of your saving/spending pots looks very sensible.  
  • Another vote here for the tumble dryer. I have a combined washer/dryer for space. I only really use it to dry the towels and tea towels. I don't have an outdoor space to dry anything and the towels take so long to dry. It's worth the cost in my opinion. 
    On YNAB I have a combined budget category for food, drinks and alcohol and then a lesser one for household items like washing and cleaning stuff plus small things like light bulbs etc. I also have a completely separate category for toiletries/make up/vitamins. It works very well. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,351 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That cute wee face  :love:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Aw can't beat a snug box all to yourself 
  • SuzeQStan
    SuzeQStan Posts: 1,656 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Young cat lovely
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • MFWannabe
    MFWannabe Posts: 2,456 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Another yes vote for tumble drier
    We have a heat pump dryer and I don’t worry about the cost of putting it on as they are way more economical than condenser ones 
    I hate wet washing round the house 
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • MFWannabe said:
    Another yes vote for tumble drier
    We have a heat pump dryer and I don’t worry about the cost of putting it on as they are way more economical than condenser ones 
    I hate wet washing round the house 
    Ours is a heat pump. They are excellent. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 729

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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