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Progress not Perfection
Comments
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Have a lovely weekend!
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Make it a fantabulous weekend xx
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!3 -
Thanks all. So far I’ve made two coffees with the new machine fairly successfully but need more practice. The first one didn’t have a crema because I didn’t pack the coffee down enough but the second one did. I can’t see Mr SA getting the hang of it though. The freshly ground coffee beans smell amazing.
Just took the dog on the park and now really must make a start on the cleaning.
Today’s exercise is dog walking (done), Zumba and strength training.
Tonight’s dinner is air fried salmon with lime and coriander rice and stir fried vegetables.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪7 -
happy birthday weekend. I hope you get to enjoy a relaxing coffee on your hanging chair today - perhaps when MrSA has his siesta?
2 -
Happy birthday weekend xx
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.2 -
Happy Birthday weekend @Sun_Addict! Have a fab time love Humdinger xx
2 -
Happy birthday long weekend!
Phone corrected that to happy birthday linguine weekend, the universe wants you to enjoy some yummy linguine 🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
Happy birthday weekend 🎉🎊🎂🥳
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Aw thank you everyone. My birthday is actually on Sunday but I like to stretch it out 🤣
Managed to get a fair bit of cleaning done and focused on the dining room and hall. I gave the dining room rug a good clean too.
The painter has come back with a quote and he can start next month. I still need to buy paint so will check with him how much I need to buy, it’s never as much as I think. As the quote is less than I thought I’m assuming it doesn’t include paint. I’m going to do the woodwork, that’s something I quite enjoy doing and I have plenty of paint. Mr SA is moaning about ‘more paying out’ but can’t answer when I say so who’s going to do it then - I think he thinks I should be doing it 😐He is so out of touch with reality and the cost of things.I managed a bit of time in my hanging chair reading after lunch. It was lovely in the sunshine.
Money wise DD paid her board so that’s gone in the holiday pot, making a start on saving for the retirement celebration holiday 😎It’s also been a NSD. Received a £5 off £40 spend in Lid! so might utilise that next week and have a good stock up. Doing well with vouchers and have £60 in Mr M and £55 in Mr T so far. Combined they will cover Christmas food/drink shopping. Although I don’t spend that much in Mr T as a rule I have a Mr T credit card that I use for everything then clear IN FULL 😆I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
Do you think once you've retired there is any way of Mr SA adjusting to there being less money coming in?
Will his personal spends be able to stay the same in a way that is fair to you and to saving for future care needs of him being an older adult?
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2
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