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Progress not Perfection

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  • PennysIntoPounds
    PennysIntoPounds Posts: 7,689
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    Happy birthday! 🥂

  • Dakota_Rose
    Dakota_Rose Posts: 975
    500 Posts Name Dropper Photogenic
    Forumite

    Yay! It’s your birthday 😊. Have a fantastic day.

    PBs £3050 (including £1k EF, £1k Christmas & £1050 Little Dreams pot)

    24/26 books for 2026

    Take the time to find the joy in each day

  • Baileys_Babe
    Baileys_Babe Posts: 7,000
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite

    I been thinking of you and listening to Altered Images, Happy Birthday, which is such an upbeat tune.

    Wishing you a wonderful day.

    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Brewerspride
    Brewerspride Posts: 270
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Forumite

    Hope you've had a fabulous birthday 🥂

  • Cherryfudge
    Cherryfudge Posts: 15,864
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite

    There's a real 'aw' factor in that tenner in the birthday card - coffees on the way to work are the perfect way to spend it. I hope this evening's meal is delicious and I'm sure the Prosecco will wash it down nicely!

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • beanielou
    beanielou Posts: 101,791
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Enjoy your meal.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • Blackcats
    Blackcats Posts: 4,930
    Seventh Anniversary 1,000 Posts Name Dropper
    Forumite

    enjoy your meal tonight and your coffees this week

  • EssexHebridean
    EssexHebridean Posts: 26,557
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Belated happy birthday for yesterday SA - glad you had a lovely day!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
    Balance as at 31/08/26 = £ 84,500.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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