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Progress not Perfection
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Afternoon all.
Day off today and so nice not to have to traipse to the office. At least it’s only a short working week then I break up for holiday on Friday.
Went to Lidl! this morning to spend the £5 off £40 voucher plus free brownie for Mr SA then a free cookie for him too courtesy of my birthday freebie. It’s fair to say I spent over £40, it came to just over £60 and that’s with the £5 off! However I had a good stock up so will take half the money out of the stock up pot.Got home to discover we were out of bread. Mr SA is the only one who eats it so why on earth didn’t he mention it had run out knowing we were going to Lid! 😖
I had to nip back out to the little Mr T.
After lunch I weeded the drive while Mr SA made a start on brushing sand into the pavers. It took him ages and he’s nowhere near finished. He had to sit on his walker to do it but at least he was trying.I ended up ordering some expanding trellis from £bay this morning which has been dispatched already.
I didn’t do my usual Monday finance check so will do that tomorrow when I’m in work mode.
Had an hour in my hanging chair reading.
Today’s exercise has been walking to/from Lid! then back out to the little Mr T. I have a live strength training session at 7.15 followed by yoga at 8pm.
Tonight’s dinner is tofu stir fry with noodles.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪8 -
Good that Mr SA has had something productive to occupy him, although after the bread situation I should think he was best off making sure he was being useful! Glad you got a bit of downtime to read anyway, and you had a nice day off.
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
That's Tuesday done. This time next week we'll be in Ibiza 😎
Worked in the office until lunchtime, WFH this afternoon. I bought a 24 hour bus ticket and came home on the bus and I'll use this ticket in the morning to get me back to the office.
Still have loads of freebies to pick up namely:
- Free Bird & Blend tea
- Free Caffe Nero birthday cake
- Free gift from H&B from a selection
- Free flowers from MnS
- Free Gr£ggs sausage roll courtesy of 🐙
- Free Gr£ggs birthday sweet treat
There are a few I won't pick up as I just don't have the time namely Mr M free cake in the cafe and free chocolates instore only, also a couple of bottles of Prosecco with a meal from restaurants I rarely go in.
Will try and pick up the others tomorrow.
Mr SA was doing some more brushing sand in the pavers when I got back home. I think we might need another couple of bags as our drive is massive and he still has loads to do.
Finance check done a day late and cc balance cleared. An oddment of £8.38 went to the Christmas pot.
Today's exercise has been walking to work, Power Punch and it's Resistance Bands tonight.
Tonight's dinner is a portion of vegan nut roast from freezer stocks with baby new potatoes and steamed veg. I picked a bunch of baby carrots from the garden last night so they'll add to the steamed veg. I need to check the garden for produce again tonight as there's an aubergine almost big enough to pick.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
What a nice selection of birthday freebies!
Glad to hear that Mr SA is helping with getting the sand brushed into place. It will take him a long time but it might help him to know that he's doing something useful…..& it might keep him out of trouble, as I often wonder whether (much like Soot!) he goes off in search of unhelpful 'stuff to do' when he is bored. If he is able to do it perched on his walker, it also means it's one less task for you to do, which I think however long it takes him, is a bonus.
F
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!5 -
Fab birthday freebies!
Blimey, Ibiza has come round quick. Make sure to post lots of smug photos while we're all sitting here in torrentials 😁🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
Perhaps, like the monarch, you should find yourself an additional birthday - then you could pick up half your freebies in November or some other time which is otherwise unrewarded. That's certainly a lovely haul you've listed.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
Morning all, how can it be Wednesday already!
A very nice relaxing start to the day as I was up at the normal time but not going to work until after the live yoga class. It starts at 7.30 so need to be ready to grab my stuff and go when it finishes around 8.I’ll pick up a coffee when I get off the bus courtesy of Mr SA’s birthday money and a free slice of vegan banana bread to enjoy at my desk.
I plan to work in the office until lunchtime then pick up some of the freebies on the way home. I need a couple of fresh bits from Lid! too. I have a long list of things I need to do this lunchtime.
Mr SA’s first words this morning were ‘what time are you going to Lid!’ Oh to only have that to think about! He’ll be on his own until I get back as DD has gone to work so have set him the task of more sand brushing in the pavers.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪7 -
Back home again now. IT network was down in the office so everything was super slow. I had a meeting just before lunchtime that got cancelled so decided to make my way back home.
Got loads of bits done on the way home:
- Paid the Motability refund cheque into the bank
- Picked up a free lip balm from H&B
- Picked up the free W@itrose paper and food magazine
- Picked up a free bunch of roses from MnS
I have 60 days from issue to redeem the Bird & Blend free tea voucher so that can wait. The free Gr£ggs sausage roll and sweet treat can wait until the weekend to claim.
Mr SA chased up the scooter place to see how much longer his scooter would be. They said the part has now been delivered so it won't be much longer. It's almost 4 weeks now since it went in for repair.
Today's exercise has been yoga and walking home from work. There's no Zumba tonight so will do a strength training session instead.
Tonight's dinner is roast veg risotto.
Mr SA has had yet another test appointment come through this time an abdomen ultrasound at the end of September. Hopefully it won't be much longer before the consultant can make a decision about what's wrong with him. I just have this feeling it's going to be the condition caused by chemo that they won't be able to do much about.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪8 -
Morning all.
WFH today so had my nice relaxing start to the day reading.
Almost finished my latest book so need to choose the next one. The next book may well be the holiday read so don't want to choose one too heavy in weight or heavy going. No doubt Mr SA will trawl out the same book he always takes on holiday. He keeps taking the same book with him and never gets past the first few pages. Annoyingly he has reading glasses but refuses to wear them as he thinks he's too young to need glasses, I don't know where he gets his ideas from.
The weather is looking rather dark and stormy here I've had to put a lamp on!
Payday eve so waiting until tomorrow to do the next finance check. Regular savers will all need topping up on the 1st but we'll be in Ibiza so they will have to wait a few days until we get back.
Today's exercise plan is dog walking, strength training and Zumba although the dog walking might not happen just yet looking at the weather forecast.
I need to see what needs using up for tonight's dinner. I've got some leftover roast veg from last night's roast veg risotto so that will go into a pitta bread or wrap for lunch.
I need to book the airport taxis so it won't be a NSD. All budgeted for in the holiday pot though.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4 -
Well we still haven't made it out with the dog, it's poured with rain all day! Not complaining as we're desperate for it here after many weeks of drought. It's getting a bit brighter so we might make it out in a bit.
Airport taxis booked and paid for.
Checked cc balance and tried to pay it off but the app wouldn't let me. I'll try again tomorrow.
Had an underspend in my personal spends pot which will be replenished tomorrow so sent an oddment of £9.45 to the Christmas pot and the remainder to my master personal spends pot. I was going to treat myself to a jacket I really liked in MnS if I had the money leftover but unfortunately none left in my size - you snooze you lose 😞 Sometimes I dither so much over a purchase that I end up losing out. I'll check the shop when I'm next back in the city centre just in case.
The princely sum of the £13.48 Motability cheque has cleared so sent £3.48 to the Christmas pot and £10 to Mr SA's spend pot.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4
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