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Progress not Perfection

Sun_Addict · 2023-01-03 07:29:15

Happy New Year! I thought it was about time I started a new diary. I've been on these diaries since 2008. My last diary is here Things can only get better My first diary is here Champagne Lifestyle Lemonade Budget and the one after that here Looking for the Silver Lining. That's a hell of a lot of waffle over the years 😆…

Comments

foxgloves Posts: 13,612 Forumite

Today at 8:44AM

Happy Birthday!!

2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
2
Watty1 Posts: 8,518 Forumite

Today at 8:53AM

Happy birthday

Made it to mortgage free but what a muddle that became

In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
2
Cherryfudge Posts: 15,563 Forumite

Today at 9:01AM

Have a lovely day! x

I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)

Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
2
Debsnewbudget Posts: 970 Forumite

Today at 9:10AM

happy birthday x

2
Four_Seasons Posts: 954 Forumite

Today at 9:57AM

Happy birthday, have a lovely day x

2
dawnybabes Posts: 3,673 Forumite

Today at 10:07AM

happy birthday x

Sealed pot challenge 822

Jan - £176.66 :j
2
Rhyddid2026 Posts: 1,459 Forumite

Today at 10:55AM

Happy birthday 🎂
I hope you're having a lovely weekend x

Debts 04/01/25 03/08/26
Natwest X2 £14,122.71 -
Barclaycard - £10,078
Lloyds CC £6,112.60 £3,595
1st Direct CC £176.03 £33.93
CC total £20,411.34 £13,706.93
OD £1100 £0
Car loan £4,000 £2,800
1st Direct Loan £10,684.44 £4,875
Total £36,195.78 £21,381.93
EF £2,550
HF £100
2
Newstartforme Posts: 396 Forumite

Today at 11:10AM

Happy Birthday SA , hope its a good one xx

2
beanielou Posts: 100,899 Ambassador

Today at 11:44AM

Happy birthday 🎈🎉🥂✈️ xx

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.
2
24ta Posts: 273 Forumite

Today at 12:16PM

Happy Birthday 🎈 🎉🥂

2