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Progress not Perfection
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Oh, excellent! Have fun!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Loving that all the good vibes coming from here saved the catch-up from being cancelled. I mean, that must have been what it was, right - the power of MSE?!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Lovely that your meet up is back on, and that you've got a lovely long weekend."If you can dream it, you can do it". Walt Disney1
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Good news.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
That's Wednesday almost done. Worked in the office this morning, just need to do another hour and a bit and that's me done for the day.
Mid-week finance check done, paid off cc balance, sent an oddment of £7.40 to the Christmas pot and sent £5 lotto winnings to the Christmas pot.
Today's exercise is walking to/from work (18,332 steps), Zumba at 6pm and walking to/from the pub where the park volunteers meeting is.
Stopped off at Lid! on the way home as I wanted to pick up the skinless & boneless smoked basa fillets while they're still on offer at £2.99 a pack. They're very handy to keep in the freezer. Also picked up a free croissant from the wheel spin thing, will give it to Mr SA as I'm not keen. Now got a free brownie to pick up which will also be donated to Mr SA as I don't like them either.
In other freebies news, picked up my weekly free coffee courtesy of 0ct0pus.
Trying a new recipe for tonight's dinner One Tin Korean-Style Aubergines with Spring Onions and Sesame RiceI get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
I got a free bakery item off the 'spin the wheel' last week which was nice as I'd not spent enough the previous month to get it automatically. I turned that into one of those round wholemeal loaves, which are around £1.89 if you have to pay for them. Now I've won a free baton which I can't use... I'm thinking I'll get one and donate it to family.Sun_Addict said:picked up a free croissant from the wheel spin thing, will give it to Mr SA as I'm not keen. Now got a free brownie to pick up which will also be donated to Mr SA as I don't like them either.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
My freebies from L*d! were donuts, picked up a choc one for DH and then after I'd done the next shop and sat in the car park, had a look at the app and got another spin. Nipped back in and got a jam one, was intending to give that to DH as well, as I am trying to be healthy, but decided 2 was too much for him, so I ended up eating it. It was actually quite nice, even though I think donuts are soooo unhealthy, so it will be the last one I have a for a very long while. Hoping the next spin might offer a savoury product.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Maybe the freebies from the wheel spin could be cut in half and frozen, and brought out as a treat for Mr SA?
My DIL made DH a yummy birthday cake (in April) consisting of the most amazing chocolate brownies. After gorging on them for two days, I separated the remaining brownies and froze them. We've got two or three left... but I'm not telling Mr SA that!!!What would you get if all you got was what you were thankful for?2 -
Morning all, happy Friday eve.
A lovely sunny start to the day so it was a very pleasant walk into the office. Finishing at 12.30 today and that's me done for the weekend. The catch up with work friends is still going ahead (up to now!).
The park volunteers meeting didn't finish until after 9pm last night, I didn't get to bed until after 10pm which is really late for me. I didn't feel like getting up at 5am this morning that's for sure!
It won't be a NSD as I have the pub lunch then I need to go to Lid! on the way home for a couple of things.
The office is really quiet this morning, I thought Thursday was one of the busiest days. I suppose there's still time as everyone works flexible hours.I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
I had a lovely lunch with my work friends, now back at home. The weather turned rainy unfortunately but managed not to get too wet.DD has been to hospital for a routine check up. Everything is fine.Today’s exercise has been walking to/from work and Zumba in an hour.Tonight’s dinner is a portion of veggie lasagne from freezer stocks with salad.I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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