We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Progress not Perfection

1332333335337338978

Comments

  • ladyholly
    ladyholly Posts: 4,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy new year.
  • Willowtree222
    Willowtree222 Posts: 8,336 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy New Year x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year SA!  I've finally finished catching up with your diary which I'd last read back in September!😳
    Reading about Mr SA's 10 year remission anniversary I must say again how much I admire how you've coped all these years. Here's to a very positive 2024 for all of you. And fingers crossed that Mr SA starts to slow down with the Pester Lists!🤞
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Happy New Year. Hope 2024 is kind to you.
    Love the idea of your mum dancing….
    January spends - £587.58
  • Makingabobor2
    Makingabobor2 Posts: 4,480 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Root veg & lentil soup sounds very tasty & healthy.
    Glad you got your decs down. I took our cards down today. Covid brain wouldnt let me do the decs yet. Hopefully might feel more like it tomorrow, but DH feels too poorly to go into the loft to get the boxes...lol
    Hope 2024 is good for you. X
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF #68  £950/£3000
    .

    Studies/surveys  December £75.87

    Decluttering items 1395/
    2025
    Books read    22
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • RelievedSheff
    RelievedSheff Posts: 12,701 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Never heard of the no washing on new years day before. I did two loads yesterday 🤣🤣🤣

    As sad as it sounds I'm looking forward to getting back into the work routine again. Also looking forward to no alcohol for the rest of the week. Have Got a bit sick of it!
  • Just popping on to say hello.  You made me laugh with the Christmas tree not fitting back into its original packaging.  Isn’t that always the way.  
    I eased back into work today as well - here’s hoping it carries on although I am in London 3 days next week so probably not 😱.  
    All your pots are very organised.  

    L x 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.