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Progress not Perfection
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.......and breathe SA!😳
At least he wrapped the Christmas lights....Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
In the office today and the first phone call from Mr SA was to say the living room door has come off its hinges 😩 This is the fairly new door that he fell into and yanked completely off just a few weeks after it was fitted! It’s never fitted properly since.I’m finishing work at lunchtime to go for a drink with a colleague who’s retiring today.I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Hope the door is repairable , enjoy your after work drink .Life is an adventure, never stop exploring.0
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... I think you need that drink after today's phone call.....🤪Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Think you need more than 1drink. Mr SA is a liability...bless him.
With ref to the Egg Wallace chat. The worst thing about this is that these people get paid vast sums of money to state the obvious!Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £500/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £79.31
Decluttering items 755
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Hoping you’ve not been to badly affected by all the flooding SA - it really is quite a situation up your way isn’t it.Hopefully by now you are enjoying your very well deserved drink…s! (It’d better be plural anyway after the door phone call!)🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Enjoy your wee tippleI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
It was only the one but it was nice to catch up. The pub is by the canal and OMG I’ve never seen it so high!While I was in the pub Mr SA rang again to say he couldn’t fix the door 😞 However by the time I got home he’d fixed it in a fashion but it now doesn’t close!Stopped by Lid! on the way home for a couple of things.Got home and jumped straight in the bath. The dog got in after me so she’s nice and clean now.Having a stir fry for tonight’s dinner. Exercise was 21,000 steps walking to/from work.I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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EssexHebridean said:Hoping you’ve not been to badly affected by all the flooding SA - it really is quite a situation up your way isn’t it.Hopefully by now you are enjoying your very well deserved drink…s! (It’d better be plural anyway after the door phone call!)I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Stay safe near the flooded rivers SA. There has been so much damage….i really feel sorry for those who have been flooded.
Hope you get the door sorted.January spends - £587.581
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