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Progress not Perfection

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  • beanielou
    beanielou Posts: 95,469 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So jealous of the Abba concert. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 23,990 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning all.

    What a miserable wet morning. Glad I'm WFH today.

    It will be NSD1 of November. Aiming for 8. 

    Rang the charity shop that collects donations and they're not accepting anything at the moment as they have too much stuff. Coincidentally I'd had one of those bags through the door for a different charity where they collect them so left 3 bags out and they didn't pick them up 🙁 I have 6 full bags of stuff to donate and no room to store it. I'm going to see if the local charity shops will take them. This is the trouble when everyone has a declutter at the same time. I've got some pretty decent stuff for them too which is a shame.

    Today's exercise is dog walking later this morning (weather permitting), stretch & tone at lunchtime and move & motivate tonight. 

    Tonight's dinner is stir fry with tofu - this will use some bits of veg up. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,367 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I should have put a couple of charity bags out last night for collection after 7 am. It was so wet it would have been ruined. We didn’t get up until 8 so have missed the boat on that 😏 I’ll get Dh to drop it off later.
    What a lovely surprise for Mr SA to see the ABBA tribute 👍
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 23,990 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 November 2023 at 11:18AM
    No @milann Mr SA isn’t going to the Abba tribute 😱 I’m going with work friends. I haven’t told him yet because he’ll moan about it and I’ll be wearing a hair shirt until it’s done. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,056 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Glad you are getting to do something for yourself. We like Abba music too. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
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  • milann
    milann Posts: 11,367 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sorry SA…I misunderstood. Enjoy ABBA 👍 Thought it was unusual 😂😂
    January spends - £587.58
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ROFL don't blame you in the least for not telling MrSA!

    Odd thing with the charity bags - I hadn't realised they were still a thing - we never got them in the flat, presumably because it was recognised that us leaving them outside the door could create a trip hazard. Since we've been in the house though we've had a few lots in the mail box! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
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  • Sun_Addict
    Sun_Addict Posts: 23,990 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Saved Monday’s Jamie Oliver programme for tonight on All 4 and what a nightmare with Mr SA and anything on catch up - he can’t grasp the concept he can’t flick through channels when the adverts come on and he turned it into quite a stressful experience 😖

    Talk about at the stroke of midnight on 31 October Halloween becomes Christmas - the Christmas adverts seem to have been unleashed big time! 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Blackcats
    Blackcats Posts: 3,874 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Yes the Christmas hype seems to have started already.  I'm not bah humbug about Christmas but I think first week of November is much too early.  
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