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Progress not Perfection
Comments
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Afternoon all.
Worked in the office this morning, WFH this afternoon.
Not a NSD as I bought a 24 hour bus ticket to use this lunchtime and tomorrow morning. Also booked a taxi for Thursday's vet appointment.
The young cat is being a little devil just lately and won't come in the house. She appears in the morning for her breakfast, occasionally returning later in the day for food then disappearing again. We haven't seen her since yesterday morning but this seems to be becoming a normal pattern of guest appearances for her. Goodness knows what she's on with. She's a very timid cat so I can't imagine she's living a double life in someone else's home. Before we acquired her she was more or less living feral and is used to being outside, in fact she hates being inside. All this may change once the weather starts getting wetter/cooler.
I need to recommence moving things into the pantry cupboard later. Hopefully I'll soon be able to start shifting the piles of things in the dining room. The aim is to get it all sorted by the weekend.
Today's exercise: walking to work (done), a lunchtime Power Punch class (done) and Resistance Bands tonight.
Tonight's dinner is leftover lentil cottage pie from Sunday with steamed veg.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4 -
Stripey cat is doing something similar here - I've got her in at night now, but sometimes she's still very late. I think that's down to the fact that the weather is still so warm and dry. She's not keen on the building work, and she doesn't see a need to sit with me and Stinky in the evenings!
2 -
Our little cat, Chloe-Monkey, is also coming in late. Typically 9.30pm. In the depths of winter it’s more like 8.30pm.
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Afternoon all, happy hump day.
Worked in the office until lunchtime, WFH this afternoon.
Mr M delivery arrived first thing then I did my usual live yoga session before setting off for work. I used the 24 hour bus pass which I was glad of as it was raining. Dropped off some textile recycling in Primani then popped in MnS to claim my free cake from the Sp@rks app.
In very good news the young cat reappeared this morning just as I was starting to get really worried about her. She was soaking wet and ravenous but otherwise fine. Phew! Texted DD who was on her way to work to let her know as she was worried about her too. I've just seen her again so hopefully she won't disappear for two days again.
Very annoyingly my Yahoo mailbox wasn't downloading emails saying there was an authentication error. After much consulting of AI I finally got back in but had to download a new app for it which isn't as user-friendly as the old one and will take some getting used to. It's now very similar in layout to Google Mail. Hey ho at least I can see my emails again.
Mid-week finance check done, cc balance cleared and £5.36 sent to the Christmas pot which included a £1 lottery win from Saturday.
I've been looking for a new kitchen bin, preferably a twin recycling/rubbish one and had been looking at one on Am@zon. I nearly bought it yesterday so thank goodness I didn't as it had gone down in price by £11 today for the Prime Day deals.
Today's exercise has been yoga, walking home from work and it's Zumba at 6pm.
Tonight's dinner is the smoked basa, pearl barley, cauliflower and leek recipe I make quite often.
Mr SA is pleased as his new scooter is being delivered tomorrow at long last!
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪6 -
What a saving on that bin! I'd have been mad if I'd paid full price the day before! We've given up on kitchen bins. I could never find anything which really worked for us so we just take bigger or potentially smelly items of rubbish straight out to the wheelie bins & have a small bag in the kitchen for little bits & bobs. Started this while looking for a new bin, then stuck with it as we found it worked.
Thank goodness that scooter is on its way! He'll be bombing off to the charity shop on it for a celebratory new man-bag.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
Morning all.
Just back from the vets with the old cat and what a palaver that was! Firstly the taxi didn't turn up so had to chase it up. They despatched one eventually but I had to phone the vets to let them know I'd be late. They said as long as it was no longer than 10 minutes I should be ok. I arrived dead on 10 minutes late but they'd had an emergency in the meantime which meant they were running late. The cat was eventually seen 45 minutes later than her appointment time. I wish I'd taken a book with me as it's difficult to get a phone signal there so I couldn't even scroll through my phone to pass the time. Thankfully the cat had a full bladder so I didn't have to leave her there and hang around for an hour or so. I'll get the test results this afternoon.
The vet pot has been hit with £60 for the procedure, the tests are covered by the pet plan, plus 2 x taxi fares, so in total just over £80. Then there will probably be a course of antibiotics for the infection they think she's got. Any leftover money from the spending pots at the end of this 4 week budget period on Sunday will go to topping up the vet pot.
Thanks to the email shenanigans yesterday I missed the opportunity to take part in last night's energy savings session 😞
Today's exercise plan is yoga (done), strength training at lunchtime and Zumba tonight.
Tonight's dinner is a veggie sausage traybake.
It's my Friday today as I'm off tomorrow. Mr SA knows I'm meeting friends for lunch but I've told him I'm in the office in the morning. I just want a nice morning pottering about the city centre as, although I pass through it 3 times a week on my way home from the office, I don't really have time to look around at leisure. I've got a little list of things I need to pick up. I'll still have to leave the house early so as not to arouse Mr SA's suspicions but I'll go for a leisurely coffee once I get there and wait for the shops to open.
Mr SA is currently on a 'poor me I haven't had anything new for ages' pester, despite the fact he's getting a brand new scooter this afternoon. Apparently he desperately needs a white snow camouflage jacket and matching thermal joggers. I don't know where he gets his ideas from! He's really hard to buy clothing for as the things he wants don't exist in normal shops and I end up trawling eBay or similar. Shakes head in exasperation 😖
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪2 -
Snow camouflage? He really must be expecting a very bad El Nino!
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
Surely Mr SA needs hi vis not camouflage?
Enjoy your morning off!
2 -
@foxgloves @greenbee I think he's been watching too many war films 😆
The cat's blood tests are back, the vet thinks she has an infection as suspected so I've got to pick up a 10 day course of antibiotics for her later. Fortunately they're being delivered to the branch closer to us. So that's more coming out of the vet pot later plus adding walking to/from the vets to the exercise plan. As we'll pass the big Mr T I'm going to nip in there to save us going on Saturday.
Mr SA's new scooter has arrived, it's emerald green (his choice).
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪6 -
Well at least he'll be more visible on a bright green one. My dad has a bright metalic blue one.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £38.72
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2
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