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Progress not Perfection
Comments
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Oh, aren't they funny? We've got sulky cats atm - Ash because his dinner wasn't the variety he wanted & Soot because he hasn't been allowed to eat the spurned dinner himself as a 2nd helping!
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
You inspired me to have pizza and prosecco tonight. My favourite is reduced to £5.50 in Sainsbury's but I don't think I trust myself to stock up on a few bottles 😂
Debts 04/01/25 01/11/26
CC total £20,411.34 £13,370
OD £1100 £0
Car loan £4,000 £2,100
Roof loan £10,684.44 £0
Total £36,195.78 £15,470
EF £5,000
HF £0.52
EB £2403 -
Good girl 🥂🤣
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪2 -
Well the old cat is still wrapped up in the wheelchair cover 😆
DD and I sprinkled a bit of pixie dust à la @blackcats earlier as DGS was saving for a computer game and needed another £25 He asked if we needed any jobs doing as he’s been learning about the value of money at school and how you have to earn money to buy things. DD got him to sweep and mop her bedroom floor and I got him to rake some leaves up and sweep the garden path. One happy little boy as we jointly gave him the £25 he needed to buy the game ❤️ Mr SA is such a tight wad and couldn’t believe we’d given DGS £25 between us 😐
We hadn’t seen DS and family for a couple of months due to various things going on their end so finally gave DS the two cans of local beer from Ibiza. It’s a longstanding tradition that I always get DS a couple of cans of local beer when we go on holiday.
As the weather was so warm and sunny I enjoyed an hour in my hanging chair reading after DS and co left.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
The weather is still so nice. Glad you got hanging chair time.
It is lovely that DGS has understood the working to earn money and then that means you can buy things. Such an important lesson and one he has learned very early.
Have a lovely evening x
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x3 -
Well done to GS.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.2 -
Morning all.
Mr SA and the dog are still in bed and DD has gone to work so a nice peaceful start to the day for me.
I’ve booked 2 hours free electricity from 12 so I intend to make the most of it.
The kitchen will get a good clean today and I must make a start on Project Pantry. I thought if I grab some empty storage boxes and put the contents of the cupboard in them then I can paint it and start moving the tins etc from the kitchen cupboards.
Today’s exercise plan is yoga and dog walking.Tonight’s dinner is lentil cottage pie with sweet potato and carrot mash, trying a new recipe from the Deliciously Ella app.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪6 -
I have two hours as well. I plan on washing and drying all bedding!
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
So the cupboard of doom has been emptied, cleaned and painted ready for its transformation into the pantry. The dining room is in a bit of a mess at the moment but during the course of the week this will improve. Currently waiting for the paint to dry before further progress can be made.
Gradually going through the things removed from the cupboard and putting some in a bag for the charity shop and binning or recycling other things.
During the 2 hours free electricity I did 2 loads of washing, made a batch of butternut squash soup, made the lentil cottage pie for tonight’s dinner, vacuumed, made lunch and charged up my iPad.
Washing is drying nicely in the warm sunshine.Leftover Prosecco in the fridge for tonight’s Strictly results 🥂
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
Sounds like a busy day. Think you deserve your prosecco
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £38.72
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2
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