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Progress not Perfection

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  • warby68
    warby68 Posts: 3,181
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    I think that's a great way to do it SA. Going part time will help Mr SA get used to change and not forgetting you too. You are so used to being full on pretty much 7d a week that to go from full to zero might be a shock to the system. The smaller drop first will also let you see how things go with Mr SA and what strategies work best before you're at home full time with not much 'escape'.

  • Makingabobor2
    Makingabobor2 Posts: 5,090
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    Yes, the weather has been lovely today.

    Good idea to have a day off

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,444....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £350/3000


    Studies/surveys November £38.72

    Decluttering items 1400/
    2025.  460/2026
    Books read   2025/23   2026- 25(target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Glad hospital visit went smoothly. Lol to the nurse and your response

    Great that new scooter is there and approved of by cat, dog, and Mr SA!

  • foxgloves
    foxgloves Posts: 13,859
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    Oh I did smile at your tale of the nurse thinking you were absconding with Mr SA....& your response!

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,689
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    That is a busy month! Is old cats appt an actual urine extraction or are you being polite about the vets bill 😁

  • Sun_Addict
    Sun_Addict Posts: 26,443
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    No it’s literally a urine extraction 🤣 Most of the cost is covered by her pet plan but I’ll have to fork out £60.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,689
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    Ah well at least you'll have a classic joke to soothe paying sixty quid 😁

  • beanielou
    beanielou Posts: 101,792
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    I’ve never heard of that.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
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