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Progress not Perfection
Comments
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Warm sunshine! Pouring rain ☔️ here.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.2 -
Aw that's so sweet about DGS, great that he's being taught about money! Tell Mr SA he can earn £25 too if he does those jobs 😁
We are being so lucky with this weather aren't we (sorry Scotland!), its meant to get more autumnal soon but nice to at least enter October without thinking 'crikey, it's going to be like this but worse for the next minimum six months'
Enjoy your prosecco and strictly 🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Afternoon all, happy Monday.
Worked in the office until late morning, WFH this afternoon.
The paint has dried nicely in the pantry cupboard so I'll start moving the tins etc into it later. Still need to think about where some of the items from the cupboard will go but I'll cross that bridge when I come to it.
Monday finance check done. CC balance cleared. Last of the money shuffles done. Oddment of £3.26 sent to the Christmas pot.
Received confirmation of when my state pension will be paid starting next March. This means I can now put my going down to part time plans in place.
Today's exercise has been walking to/from work. Still sad the live Monday evening strength training and yoga classes have been cancelled but will replace them with FitOn sessions.
Tonight's dinner is stir fry which wasn't planned but Lid! had a half price stir fry veg kit that looked really nice. I do love my stir fries though.
Heard from my book swap friend and we're doing lunch next week.
To do this week:
- Book nail appointment for a couple of weeks time
- Book Mr SA's dentist appointment
- Book flu jabs for me and Mr SA
- Book table for lunch with friends on Friday
- Book JL Christmas event - I went to this last year and it was lovely
- Source a handyman to replace the bathroom lights
- Source a carpet cleaning company to professionally clean the stairs/landing carpet
- Make a list for my trip into the city centre on Friday
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
Updated - took all of 15 minutes to work my way through the list.
To do this week:
- Book nail appointment for a couple of weeks time ✔️
- Book Mr SA's dentist appointment ✔️
- Book flu jabs for me and Mr SA ✔️
- Book table for lunch with friends on Friday ✔️
- Book JL Christmas event - I went to this last year and it was lovely ✔️
- Source a handyman to replace the bathroom lights - someone coming tonight
- Source a carpet cleaning company to professionally clean the stairs/landing carpet - sent message
- Make a list for my trip into the city centre on Friday - ongoing as and when I think of something
Also booked on to the energy saving hour 6-7.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4 -
Which event are you planning on doing at JL ?
Life is an adventure, never stop exploring.0 -
Christmas tree decorating. It’s £10 and you get that back to spend on decorations. It’s was lovely last year, everyone got a glass of Prosecco or a soft drink and there were mince pies, chocolates and other nibbles.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪2 -
That's the one I like the idea of . Going to see if our local one does it, thanks
Life is an adventure, never stop exploring.1 -
So we’re getting the bathroom lights fixed next Friday and the carpet cleaned next Thursday. That didn’t take long to sort out once I put my mind to it. I got the names of both from local FB group recommendations.
Started moving things into the pantry cupboard from the kitchen. How many tins/jars of chickpeas 🙀It was like they’d been breeding at the back of the cupboard. Every time I thought that was it another tin appeared 😆I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4 -
JL event sounds lovely, Prosecco and mince pies perfect.
:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.001 -
You're a bit of a whirlwind once you get going, aren't you? Well at least you won't need to buy any chickpeas for a while
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £38.72
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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