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Progress not Perfection
Comments
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Good news on the diagnosis at last.
Every year I think about making crackers, but I never do. But most year's now, there is only the 2 of us, but it would be an extra bit of fun. DH would have to fill mine though....lol
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £38.72
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Morning all, happy Saturday 🥂
Having a lovely relaxing morning so far as DD is at work and Mr SA and the dog are still in bed. I need to get a move on soon though as I want to have a very productive weekend.
To do:- Clean the whole house
- Finish off Project Pantry
- Clean the insides of the windows
- Tidy the garden
Mr SA will be back on the Harrington jacket pester as soon as he gets up - he’s not going to let it go until he has it now. He also wants a target sticker for his scooter and some driving gloves.
I’m making a veg curry in the slow cooker for tonight’s dinner.
I’ve booked a 2 hours free electricity slot for tomorrow so I need to plan that out.
Exercise will be yoga, dog walking and general pottering.
Strictly and Prosecco tonight 🥳I can hear Mr SA getting up so time to make a move I think.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4 -
A target sticker?? I’m surprised he doesn’t want go-faster stripes! 😉
Really pleased to hear about the diagnosis (finally) and I hope the meds help with minimal side effects. A real possibility of a significant quality of life uptick here … 🤞
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I was planning on cleaning inside our windows today as well. Meant to do them in the week. The front bedroom one looks awful when the sun shines through.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £38.72
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Thanks for the windows reminder - that needs to be on my list, as does trying mango slaw thanks to your mention of it.
Your short list of today's jobs is a mastery of concise-ness. If I did it, I'd have to be granular and identify the fifty million or so sub-jobs, or I'd just sit on the computer feeling overwhelmed. I know it will be satisfying when done, though.
Have a lovely weekend!
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Cheering you on for a productive weekend. I think mine will be spent mostly horizontal 🥴.
PBs £3050 (including £1k EF, £1k Christmas & £1050 Little Dreams pot)
24/26 books for 2026Take the time to find the joy in each day
3 -
You’ll all be relieved to hear the red Harrington, target stickers and an extra addition of skeleton gloves have been ordered and are arriving tomorrow. The Harrington and target stickers are Mr SA reliving his youth as a Vespa owning 1980s mod 😐
Both Mr SA and the dog have gone for a siesta so I’m having a quick break before recommencing the cleaning/decluttering.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
Project Pantry complete. I can’t believe how much stuff I’ve got! Still finding homes for the things I moved from there but almost done.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪11 -
I bet your other cupboards are now empty!
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
Well done on the pantry. My ex DH had a Vespa.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.2
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