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Progress not Perfection

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  • Dakota_Rose
    Dakota_Rose Posts: 977
    500 Posts Name Dropper Photogenic
    Forumite

    Good morning @Sun_Addict. I’ve sent you a message with a freebie code I think you or Mr SA might be able to make use of.

    Happy Monday 😊

    PBs £3050 (including £1k EF, £1k Christmas & £1050 Little Dreams pot)

    24/26 books for 2026

    Take the time to find the joy in each day

  • Sun_Addict
    Sun_Addict Posts: 26,443
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • Makingabobor2
    Makingabobor2 Posts: 5,090
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Forumite

    Some brillant underspends there

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,444....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £350/3000


    Studies/surveys November £38.72

    Decluttering items 1400/
    2025.  460/2026
    Books read   2025/23   2026- 25(target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • beanielou
    beanielou Posts: 101,792
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Great underspends.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • amber03
    amber03 Posts: 1,578
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    Was thinking the same about the underspends. DH has just had his flu jab free on nhs but I will have to pay. Tho nowhere seems to be offering them at the moment. Will leave it a week or two and then start asking around. See if I can get any offers, last time I got it through one of the shops that did it for £9, if u downloaded their app.

    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Makingabobor2
    Makingabobor2 Posts: 5,090
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Forumite

    Our local chemist does the private flu jabs, but not the covid ones.

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,444....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £350/3000


    Studies/surveys November £38.72

    Decluttering items 1400/
    2025.  460/2026
    Books read   2025/23   2026- 25(target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • PennysIntoPounds
    PennysIntoPounds Posts: 7,689
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    You may already know but just saw Ne*t do a Hamish the Highland Cow range of gift products like perfume (presumably limited to decoration rather than smell) in case any ideas there for DD

  • Sun_Addict
    Sun_Addict Posts: 26,443
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    That’s where I got the bauble from. DD already has a few things from there.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
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