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Progress not Perfection

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Comments

  • EssexHebridean
    EssexHebridean Posts: 25,750 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I suspect a panic button type thing would get pressed far too frequently to make it a viable option!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sun_Addict
    Sun_Addict Posts: 25,179 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    He's had a panic alarm before but we found we were paying out for nothing as the call came through to me in the first instance which defeated the object. We had been led to think if he had a fall or other emergency someone would come out to help, the reality was they'd phone me.

    On the missing slice of toast front, he had to have his lunch early as he was 'starving'.

    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • satchmo1
    satchmo1 Posts: 3,464 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Your exercise also included teeth-grinding…

    What would you get if all you got was what you were thankful for?
  • Cherryfudge
    Cherryfudge Posts: 14,643 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    I think you've just earned yourself a day off with friends x

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,093 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Blimey £800 is a fabulous result!

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • foxgloves
    foxgloves Posts: 13,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    What a nice surprise, & a no-brainer if you no longer wear any of it.

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
  • beanielou
    beanielou Posts: 98,537 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    That is a great result.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • foxgloves
    foxgloves Posts: 13,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Oh lordy....bags again!

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
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