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Small steps lead to big changes...
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Thank you, definitelybeanielou said:
We can motivate each otherjwil said:Oh, my knee has confirmed that it was inactivity reducing the pain
Oh well, back to it.
Thank you, these achy joints are so annoying. We will get there and be strong and without pain!savingholmes said:Well done on the PADs.
My ankles are letting me know they noticed the walk - but hey - maybe one day we can exercise without pain and then we'll know we 'made it.'
What are the peanut biscuits? I don't know about them.WinterWarrior said:I love a spoonful of crunchy peanut butter, but I don’t enjoy it in a sandwich, it’s just too claggy. I do really love those peanut biscuits though, they are oddly dry, but really tasty. Have you tried those?Sorry about your knee. Have you tried a knee brace/bandage/sock thingy to hold it together and take the pressure off a bit when you are walking a lot?
I did try a support bandage, but it didn't stay up, so was really annoying. The problem is I carry most of my weight in my legs so have very fat knees, so I'm limited to what I can use.
I have to suck it up that I'll probably be in pain until I reduce the weight a fair amount and try and use that to motivate me."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD £2
Jan - £141
Feb - £139
March - £89
April £53
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
A quiet day planned today. Pottering around. I think DH is planning a tip run so that will be good to clear some stuff.
He's concreted in the new washing line, so hopefully that can be used soon (it's wet this morning!)
Have a good day everyone
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
The biscuits are like really crisp cookies with peanuts baked on top. Hard to describe as they are sweet, but not overly sweet. Most supermarkets do their own version and there’s a brand called Hellema.I have fat knees too! Even when I’m thin my knees look podgy 🙄Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Loatyhe everything about peanut butter.
The smell, the texture..........I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
PADs are looking good.
New rotary line sounds positive too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
It's not what I think of as proper peanut butter jwil - the American's don't really do crunchy PB I don't think, and personally I don't get on with the smooth stuff (claggy and sticks round your teeth!) but them my PB of choice is a no sugar one anyway, so I may not be a fair judge of Reece's offerings! (Don't get me wrong, I'd eat them, same as I will cheerfully scoff peanut butter KitKats too!)jwil said:We had a discussion on here back along about how I've never tried peanut butter and didn't want to buy a jar in case I didn't like it (I hated the smell of it in people's sandwiches growing up). I bought some reduced Reeces Peanut Butter mini eggs the other day thinking it's a good opportunity. I can't bring myself to try them
When I do eventually get brave enough to try them, are they representative of what 'proper' peanut butter tastes like or are they just a sugar filled imposter?
The peanut cookies are so bad they're good. I love those too! 🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
I can’t abide peanut butter, DH loves it, boys don’t like it but my oldest is obsessed with Reese’s at the moment however I love satay sauce 😂😂. Just enjoy the food you like is my advice 😂😂 xx2
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I'll have to keep an eye out. I don't really eat biscuits, so I don't tend to browse that aisle!WinterWarrior said:The biscuits are like really crisp cookies with peanuts baked on top. Hard to describe as they are sweet, but not overly sweet. Most supermarkets do their own version and there’s a brand called Hellema.I have fat knees too! Even when I’m thin my knees look podgy 🙄
The smell was what has put me off ever trying it!beanielou said:Loatyhe everything about peanut butter.
The smell, the texture..........
Thank yousavingholmes said:PADs are looking good.
New rotary line sounds positive too.
I guessed it probably wouldn't be. I guess it's a starting point as to whether I even want to consider trying anything else. I still can't bring myself to open them thoughEssexHebridean said:
It's not what I think of as proper peanut butter jwil - the American's don't really do crunchy PB I don't think, and personally I don't get on with the smooth stuff (claggy and sticks round your teeth!) but them my PB of choice is a no sugar one anyway, so I may not be a fair judge of Reece's offerings! (Don't get me wrong, I'd eat them, same as I will cheerfully scoff peanut butter KitKats too!)jwil said:We had a discussion on here back along about how I've never tried peanut butter and didn't want to buy a jar in case I didn't like it (I hated the smell of it in people's sandwiches growing up). I bought some reduced Reeces Peanut Butter mini eggs the other day thinking it's a good opportunity. I can't bring myself to try them When I do eventually get brave enough to try them, are they representative of what 'proper' peanut butter tastes like or are they just a sugar filled imposter?
The peanut cookies are so bad they're good. I love those too! I guess that's telling me a lot. Anything chocolate related doesn't normally last 5 minutes!
I totally agreeBalanceBy50 said:I can’t abide peanut butter, DH loves it, boys don’t like it but my oldest is obsessed with Reese’s at the moment however I love satay sauce 😂😂. Just enjoy the food you like is my advice 😂😂 xx
It's always recommended as good on lower carb things, so I keep thinking I should at least try it, as I've never done so. I don't want to buy a jar though in case I hate it! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD £2
Jan - £141
Feb - £139
March - £89
April £55"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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