We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Small steps lead to big changes...
Comments
-
It's much easier isn't it. Thank youbeanielou said:In am like you & always eat better when it's warm.
Hope the knee keeps improving
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD £2
Jan - £141
Feb - £139
March - £89
April £49
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
We had a discussion on here back along about how I've never tried peanut butter and didn't want to buy a jar in case I didn't like it (I hated the smell of it in people's sandwiches growing up). I bought some reduced Reeces Peanut Butter mini eggs the other day thinking it's a good opportunity. I can't bring myself to try them
When I do eventually get brave enough to try them, are they representative of what 'proper' peanut butter tastes like or are they just a sugar filled imposter? "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Hi @jwil just caught up! Well done on your walking and I’m in awe of all of your decorating! We need to do the whole house and the only room we’ve almost finished is the bedroom! Sounds like you deserve a rest, I hope you have a lovely weekend.2
-
Thanks Missy, you toomissymoo81 said:Hi @jwil just caught up! Well done on your walking and I’m in awe of all of your decorating! We need to do the whole house and the only room we’ve almost finished is the bedroom! Sounds like you deserve a rest, I hope you have a lovely weekend. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Definitely an imposter. I love peanut butter and I’m a sugar junkie but while enjoying reese’s, even I can appreciate it’s more confectionery than peanut. Maybe you could try a peanut butter satay sauce rather than full on peanut butter?are they representative of what 'proper' peanut butter tastes like or are they just a sugar filled imposter?Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.2 -
it is indeedjwil said:
It's much easier isn't it. Thank youbeanielou said:In am like you & always eat better when it's warm.
Hope the knee keeps improving I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I find it easier to eat healthier when it's bright 🌅 outside too.
Well done on sales and PADs.
You are making lots of improvements to your home big and small. Love it.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
I suspected as much! Thank you. That's a good idea about the satay sauce, I'll keep looking.in_need_of_direction said:
Definitely an imposter. I love peanut butter and I’m a sugar junkie but while enjoying reese’s, even I can appreciate it’s more confectionery than peanut. Maybe you could try a peanut butter satay sauce rather than full on peanut butter?are they representative of what 'proper' peanut butter tastes like or are they just a sugar filled imposter?beanielou said:
I'm glad it's not just me!savingholmes said:I find it easier to eat healthier when it's bright 🌅 outside too.
Well done on sales and PADs.
You are making lots of improvements to your home big and small. Love it.
Thank you, sometimes it feels like one step forwards ten back, but we're getting there."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD £2
Jan - £141
Feb - £139
March - £89
April £51
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards