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Comments
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Thank yousavingholmes said:PADs going well.
Will be great once gutting sorted. Mine is leaking where it bowed out after getting a tile caught in it once. I wonder if I'm supposed to do something about that?
If the water is hitting the building there's a good chance of getting damp eventually. If it's just pouring straight on the ground then I guess it's less of an issue."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Just caught up again, I’m sorry your knee is playing up again. I love reading your diary and all the little things you manage to achieve in a day. Makes me feel like I should be doing something 😁.3
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The water seems to be hitting the flags. I'll ask my handyman what he thinks when he comes next as he's a jack of all trades.jwil said:
Thank yousavingholmes said:PADs going well.
Will be great once gutting sorted. Mine is leaking where it bowed out after getting a tile caught in it once. I wonder if I'm supposed to do something about that?
If the water is hitting the building there's a good chance of getting damp eventually. If it's just pouring straight on the ground then I guess it's less of an issue.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
Today's PAD £2
Jan - £141
Feb - £139
March - £89
April £68
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Aww thank youmissymoo81 said:Just caught up again, I’m sorry your knee is playing up again. I love reading your diary and all the little things you manage to achieve in a day. Makes me feel like I should be doing something 😁. I spend an awful lot more time doing nothing than I do doing something 
Sounds like a plan. I want your handyman, he sounds great!savingholmes said:
The water seems to be hitting the flags. I'll ask my handyman what he thinks when he comes next as he's a jack of all trades.jwil said:
Thank yousavingholmes said:PADs going well.
Will be great once gutting sorted. Mine is leaking where it bowed out after getting a tile caught in it once. I wonder if I'm supposed to do something about that?
If the water is hitting the building there's a good chance of getting damp eventually. If it's just pouring straight on the ground then I guess it's less of an issue."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today I feel shattered and drained. I've got to do a national webinar for work, so I'm going to be a nervous wreck until that's over!
I've also got a couple of events coming up which I need to do - one which is fun but a full on day, and the other is an evening event, which should also be fine, but is a 90 minute drive each way on top of the event and there are no public transport options.
All of those things are going to weigh on my mind until they are over.
We also found out yesterday that my aunt died the other day so I have been visiting with my folks today.
Guttering tomorrow, hopefully after that I can just crash and chill for the weekend. I do still need to book the vets appointments. Ok scrap that, I figured instead of writing about it I should just do it! So they are booked in for Monday.
Right, off to take the kids to their swimming lessons."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Condolences on the death of your aunt. Well done on ringing the vet instead of writing about it and good luck for the events. I hope all goes well with your guttering and then Breathe and relax.
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Condolences over your aunt.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
ladyholly said:Condolences on the death of your aunt. Well done on ringing the vet instead of writing about it and good luck for the events. I hope all goes well with your guttering and then Breathe and relax.
Thank you bothsavingholmes said:Condolences over your aunt. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD £2
Jan - £141
Feb - £139
March - £89
April £70
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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