📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Small steps lead to big changes...

16162646667374

Comments

  • jwil
    jwil Posts: 22,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD £25 - thanks to another good survey, a lottery win and some cashback!

    Jan - £141
    Feb - £139
    March - £89
    April £134
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There have been some really good paying surveys on PA this week, so I must remember to check more regularly, particularly on my non working days!  I've just done another one for over £5 so that will be another cashout when it arrives.

    Not much else happening.  Little miss is off school today and Tuesday for the strikes.  They have total solidarity from me.

    I'm looking forward to the long weekend!

    Have a good day everyone :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • EssexHebridean
    EssexHebridean Posts: 24,441 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I picked up another couple of bits on Prolific last night too thanks to nudges from your thread and others on here having mentioned it! I'm now showing a hair under £20 for the month which is decent enough - I'll hopefully pick up some more this side of month end too. 

    Also looking forward to the long weekend.

    The teachers strikes are an interesting one - the viewpoints on them seem to be strongly affected depending on the ages of those involved. I think your two are incredibly fortunate that it is happening when they are so young - as losing huge chunks of school time during the secondary years when you are working towards exams really does have a huge impact on your education - not least in our case as it meant that the teachers themselves had a shortfall of knowledge relating to the new exam structure being introduced at the time and so that caused a double-impact on the students affected.  
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • jwil
    jwil Posts: 22,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My weekend starts here!  Hectic day today, but at least I'm done.  I'm very pleased that a couple of projects I've been working on have shown some really positive results. :)

    I've just seen that a new Strike book is coming out in September, hurrah!  I'll look forward to that one.

    Not sure what I'm up to this weekend, more of the usual I expect.  I hope we get to see some sun at least!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Ooh thanks for the heads up…I’ll go pre order it now! 
    Happy weekend 😁
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 22,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh thanks for the heads up…I’ll go pre order it now! 
    Happy weekend 😁
    You too 😁
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have you tried curious cat for surveys?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Have you tried curious cat for surveys?
    No, is it a good one?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Payday!  I know it's not quite the end of the month yet, but I've done the financials.

    End of month update:

    Debts:
    1. £3,500/ £3,472
    2. £4,562/ £4,525

    Total: £8,062/£7,997

    Mortgage - £96,177.49/ £93,402.94

    Savings:
    LISA: £1,272.70 / £1,457.37
    Premium bonds £1,025 / £1,175
    Emergency fund: £3.36 / £60
    Other savings 1: £0/ £200
    Other savings 2: £0/£125
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.