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Small steps lead to big changes...

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  • Morning Jwil, i also can't believe we are now in May and the weather is so pants, fingers crossed it starts to warm up soon.

    Have a great day xx
  • jwil
    jwil Posts: 22,080 Forumite
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    Morning Jwil, i also can't believe we are now in May and the weather is so pants, fingers crossed it starts to warm up soon.

    Have a great day xx
    It's crazy isn't it.  It has actually been very nice today and warm, but it looks like it's back to wet next week.

    I hope you've had a good day x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,755 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So blooming cold here and dreary.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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  • jwil
    jwil Posts: 22,080 Forumite
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    beanielou said:
    So blooming cold here and dreary.
    It's horrible isn't it :(
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,080 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD £2

    Jan - £141
    Feb - £139
    March - £89
    April £149
    May - £4
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • EssexHebridean
    EssexHebridean Posts: 24,441 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    It actually felt quite warm at times over the weekend which was lovely - while the temperatures are looking like holding up though, we're certainly looking like getting some rain later in the week.

    Well done on all the PADing, and the car boot and decluttering - that's great progress all round!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
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  • jwil
    jwil Posts: 22,080 Forumite
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    Thank you :)

    It looks like it's going to be a glorious day today, warm and sunny! It's my long day today, I might have to take a longer lunch break to enjoy it as it's not going to last :(

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,080 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Today's PAD £2

    Jan - £141
    Feb - £139
    March - £89
    April £149
    May - £6

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,080 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Ooh, I like the new text box, it looks much better and easier to use!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • EssexHebridean
    EssexHebridean Posts: 24,441 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I like the text box but the jury is very out on the quote system at the moment…

    Nice to have a choice of 😍😬🤑🙊 to use too - although I do wonder whether they're already looking for way of disabling 🙄 as that is one emoji that has never been available on here previously as far as I know?! I still want blue haired shrieky man back though! 😄

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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