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Small steps lead to big changes...

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  • foxgloves
    foxgloves Posts: 12,645 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done on knuckling down to the ebay listings. I really need to do that. I only have 4 items for listing, but find it such a tedious process that I keep putting it off.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.7kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • ladyholly
    ladyholly Posts: 3,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have lost my listing mojo and at the moment just cant be bothered so well done on all your listings.
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the listings. 

    Enjoy your long weekend
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    foxgloves said:
    Well done on knuckling down to the ebay listings. I really need to do that. I only have 4 items for listing, but find it such a tedious process that I keep putting it off.
    F
    ladyholly said:
    I have lost my listing mojo and at the moment just cant be bothered so well done on all your listings.
    savingholmes said:
    Well done on the listings. 

    Enjoy your long weekend
    Thank you all.  Listing is so tedious!  I did get the other 7 done as well.  5 are already selling, so that's motivating at least.  I've got 3 items to list, more to keep out of recycling than to make any great money on.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've been pottering around today, a bit of tidying, a bit of gardening.  It's been nice.  I did finally take a bag of books to school that I've been meaning to donate for weeks, but keep forgetting.  I've been playing hokey cokey with the washing, dodging showers, but I've got fed up now and brought it all back in.

    The kids have got swimming tonight.  Little miss went up a level last week, so for the first time in years, their lessons are at the same time now!  We'll be in and out in half an hour rather than hanging around for ages.  It will be great!  Little jwil is very close to the end of his level, and I think he'll want to give up once that is done.  The rule was they had the choice once they could swim two lengths without stopping, and he can easily do that now, so I have to keep my side of the bargain.  I can't say it won't be nice to have an extra £30+ a month back in  my pocket, but if he wants to keep going, I'll encourage him to.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD £2

    Jan - £141
    Feb - £139
    March - £89
    April £149
    May - £15
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    I hope you got a good haul from the farm shop 😋
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    WinterWarrior said:
    I hope you got a good haul from the farm shop 😋
    It was delicious!  Lemon cream doughnuts, lush!  Very healthy :D:D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We are contemplating going to a VW show today.  Not sure whether we are taking the van or not yet.

    DH is going to the car boot sale first with little miss, so I might try and do some decluttering before they reclutter!

    At least it's meant to be dry today.  Very grey outside.  I'll try and get the washing on the line again today.

    Have a good day everyone :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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