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End of month update:
Debts:
1. £3500/ £3486
2. £4562/ £4545
Total: £8062/£8031Mortgage - £96,177.49/ £94,700.01
Savings:
LISA: £1,272.70 / £1,347.89
Premium bonds £1,025 / £1,100
Emergency fund: £3.36 / £120
Other savings 1: £0/ £100
Other savings 2: £0/£75"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Declutter update:
133. Curtain hooks
134. Scart lead
135. Trainers
136. Scalextric lap counter
137. Toy car transporter
138-154. Scalextric track
155. Clockwork train set
156-159. Toy train wagons
160. Plate
161-163. Toy trains
164-165. Clothing
166-168. Pens
169-178. Toy trains
179. Jeans
180-181. Wood
182. Boots
183. Boots
184. Book
185. 5kg Lego
186. Toy plane
187. Playset
188. Toy car
189-198. Scalextric track pieces
Declutter totals:
Magazines/papers: 9
Other: 198Total: 207
Ebay listings: 62
Ebay parcels: 38Survey/other earnings:
Amazon: £5
Paypal/cash: £113.09
Other vouchers:£0"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Today's PAD - £2
Jan - £141
Feb - £139
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Happy payday! Hopefully not such an expensive month this month, although I do have the dentist tomorrow. Hopefully nothing needing done!
Feeling grotty today. I might not go into the office and work from home instead where I can be permanently attached to my hot water bottle!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Happy payday. The hot water bottle sounds like an excellent idea.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Happy payday!
Feel better soon xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Hi Jwil, could you get one of those baby sling things to wear your hot water bottle in? Hope you feel better V x2
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Get well soon xx2
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Thanks everyone
The baby sling idea is fab!
I've actually had quite a productive day today and got a lot achieved, including getting some funding signed off which is fab. I've got a headache now though. May have an early night tonight (nothing new actually
)
On the financials side, I've made all my payments this morning, and most of the DDs will come out tomorrow so that's all good. I've cashed out on PA so can start March's PADs off well. I've finally signed up for AVCs for my pension. I have started at £30 a month and will try and increase it. I'll save tax and NI so won't miss an awful lot of my wages. I believe I can take them before I take my main pension so that will help me retire early without having to lose out on taking my pension early. I will triple confirm that though before I up any contributions.
Dentist tomorrow, boo
I should get the new router and tv box etc tomorrow too. I'm unlikely to get the time to get it set up tomorrow though, so it's probably a job for Friday. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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