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Great result.
Happy birthday to Master Jwil.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Today's PAD - £2
Jan - £141
Feb - £110
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
This is from the NHS site
If after contacting several dental surgeries you still cannot find a dentist accepting NHS patients, call NHS England's Customer Contact Centre on 0300 311 2233.
NHS England commissions dental services in England and is required to meet the needs of their local population for both urgent and routine dental care.
Don't go private for the little jwils. The House Trolls brace would be upwards of £5k if we were paying privately.
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Happy birthday master Jwill.
If you don't get any joy with NHS dentists try the hotline every couple of months to ask about for places for the kids. We have three dentists between us. Eldest has it as long as his practice stays NHS. Youngest two are till 16 then they are out regardless. But I took what I could.
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Eeek! That's terrifying. I hadn't thought about that, thank you.CRANKY40 said:This is from the NHS siteIf after contacting several dental surgeries you still cannot find a dentist accepting NHS patients, call NHS England's Customer Contact Centre on 0300 311 2233.
NHS England commissions dental services in England and is required to meet the needs of their local population for both urgent and routine dental care.
Don't go private for the little jwils. The House Trolls brace would be upwards of £5k if we were paying privately.
Thank you I will. I'm not sure there are any NHS dentists left here at all once ours goes.NeverendingDMP said:Happy birthday master Jwill.
If you don't get any joy with NHS dentists try the hotline every couple of months to ask about for places for the kids. We have three dentists between us. Eldest has it as long as his practice stays NHS. Youngest two are till 16 then they are out regardless. But I took what I could."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Good internet deal.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank yousavingholmes said:Good internet deal.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Survey money arrived so a nice big PAD today!
Today's PAD - £27
Jan - £141
Feb - £137
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Amazing PADS as always I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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