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Enjoy your time off and great news on the electrician getting the work done, great to get things ticked off. xx2
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Happy holidays.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Happy holidays ⭐️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Well done on all the house progress. You are making huge strides.
I do the ad-free duo version. I don't have patience for ads. It's also a waste of my time. I wish I'd done the half price year version now though. I will threaten to cancel after my holiday and see if they then give me a better offer.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/263 -
Thank youbeanielou said:Happy holidays.
Thank youpennywisepoundstupid said:Enjoy your time off and great news on the electrician getting the work done, great to get things ticked off. xx It feels nice to have it done.
Thank youWinterWarrior said:Happy holidays ⭐️
Thank yousavingholmes said:Well done on all the house progress. You are making huge strides.
I do the ad-free duo version. I don't have patience for ads. It's also a waste of my time. I wish I'd done the half price year version now though. I will threaten to cancel after my holiday and see if they then give me a better offer. I've signed up for the 2 week trial this morning, so that will cover me throughout my time off. The ads are very intrusive and annoying when I'm on a roll! If I enjoy it I might consider, but that's a good idea about waiting for an offer. I'll cancel after the trial ends and see if they offer me anything. If not, I'll wait for a bit. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Today's PAD - £2
Jan - £319
Feb - £135
Mar - £129
Apr - £114
May - £118
June - £93
July - £123
August - £24
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I've booked us in for swimming this morning, so we'll be off shortly for that. I'm sure it will do me good as I'm feeling a bit grotty this morning which is mostly anxiety I think. I'm looking forward to a good rest this couple of weeks. I do want to do a bit of decluttering, sorting, cleaning and bits in the house. I want to go out and about with the kids as well. I want to do lots of reading and chilling! Make use of my duo free trial. There will be some visiting friends and family as well, and definitely some beach time somewhere in there! It sounds a fair amount, but there's no schedule and no pressure, so we'll just take every day as it comes and do what we fancy!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Yah for doing what you fancy & lots of reading 📚I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
That sounds such a lovely holiday plan. Enjoy ✨Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
beanielou said:Yah for doing what you fancy & lots of reading 📚
Thank you bothWinterWarrior said:That sounds such a lovely holiday plan. Enjoy ✨ It's my ideal holiday plan, but something usually suckers it. Hopefully not this time! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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