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Small steps lead to big changes...

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  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Jug & sunflowers sound just fabulous. 
    It is lovely, and a bargain!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £7 (small lottery win)

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £93
    July - £123
    August - £33
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I slept much better last night, so feeling better today thankfully :)

    It's due to be hot today, so I thought I'd take the kids bowling rather than being out and about.  It will hopefully be airconditioned!  I shall probably start putting my bookcases back as well and tidying up now that I've made the decision not to paint yet.  I might save up and get someone in to do it at some point, as my painting skills aren't great anyway.  But hopefully a little more decluttering first.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • teapot2
    teapot2 Posts: 3,547 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Glad you feel better and making a decision will help too on the mental wellbeing side x
  • Sun_Addict
    Sun_Addict Posts: 24,115 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news the electrics are done. I have the free version of Duo and don’t mind the ads as Amazon Shopper Panel pays me for watching them. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    teapot2 said:
    Glad you feel better and making a decision will help too on the mental wellbeing side x
    Thank you :)  It does help as otherwise I spend a lot of time thinking about what I 'should' be doing.

    Great news the electrics are done. I have the free version of Duo and don’t mind the ads as Amazon Shopper Panel pays me for watching them. 
    Thank you :)  That's great that you get paid for the ads.  I'm not sure I want to pay, but I do prefer it without the ads.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We had a nice if not a bit spendy day today.  Bowling of course, then I gave them some money to pay in the arcades, and then to McDs for lunch.  So much for healthy eating, though I do have a side salad as I don't eat chips.  Salad for tea tonight too, so not as bad as it could be.

    I've also moved my bookcases back, and also brought another one down from upstairs, so things are starting to get back together now, and the extra bookcase will mean that I can spread them out a bit more without so much double stacking.

    I've done some surveys, I always forget when I am off work and out of my routine, so I'm pleased I remembered!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This morning we've been doing a trawl of local parks.  One had an outdoor gym, so I did a little workout when the kids were playing.

    I feel so much better just a few days in, living slowly, not rushing around everywhere, and no work stress. It spurs me on for my retirement plans, but I'll need to try and see what new habits I can create to take forward in the meantime as financially I need to stick with what I'm doing for now (or will need to find something similar if I don't survive the cull).

    This afternoon I plan on pottering around and chilling. 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £93
    July - £123
    August - £35
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy potterering. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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