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Small steps lead to big changes...

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  • satchmo1
    satchmo1 Posts: 3,253 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'd request a VR estimate, as it will send a message to the decision makers that you are seriously unsettled. If asked why you want it (unlikely), that will give you the opportunity to vent. 

    Is there a union? It'd be worth talking to them for their insights.
    What would you get if all you got was what you were thankful for?
  • WinterWarrior
    WinterWarrior Posts: 6,110 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy holidays 🌟 anything you do in the house over this time should be counted as a bonus and then you can enjoy the activities too. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 22,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    As someone who also uses each school holiday to attempt to put the house back together I get you. And that is a huge achievement to not feel overwhelmed with what you need to try and do. Well done!
    Thank you :)  It makes a nice change for sure!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    satchmo1 said:
    I'd request a VR estimate, as it will send a message to the decision makers that you are seriously unsettled. If asked why you want it (unlikely), that will give you the opportunity to vent. 

    Is there a union? It'd be worth talking to them for their insights.
    Thank you.  I think I might ask for one, as if nothing else it will help me know if it comes up again.  I don't know if it's open to all or just those at risk.  I'm not a member of the union, though I have been considering joining.  I've seen that there's a department Q&A session next week so hopefully there will be some answers there!  I've also got a one to one on Monday, so I will take that opportunity to vent.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy holidays 🌟 anything you do in the house over this time should be counted as a bonus and then you can enjoy the activities too. 
    Thank you!  It's done!  The school runs are over until September :grin:

    So much for tidying and cleaning today, I looked at the weather forecast, saw it's meant to be wet for the forseeable so sat around in the sun with my book.  I did do some weeding as well, so haven't achieved 'nothing'. :D  

    Little jwil came out of school and decluttered his school shoes into the clothing bank while I was talking to someone 🤦‍♀️😆  (he was wearing his trainers). That wasn't exactly supposed to happen, but at least they are gone I suppose.  He does need new ones.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,997 Forumite
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    Eeek to the shoes. Was it the last day of term?

    Sorry you are potentially on basic terms for redundancy. I'd be careful over the venting while you are weighing up your options. You don't want to burn bridges prematurely.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Eeek to the shoes. Was it the last day of term?

    Sorry you are potentially on basic terms for redundancy. I'd be careful over the venting while you are weighing up your options. You don't want to burn bridges prematurely.
    Yes it was, and they needed replacement anyway, so I'm not too bothered.  But it does ask that things are bagged before placing them in the bank!

    Thank you.  I will express my frustrations, but I am always quite measured with my words, so will do so in a positive way.  I'm not one for going off on a rant,  I just do that on here, it's where I get all my rage off my chest  :D:D:D   
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I came home from swimming and DH told me he's asked some friends to look after the dog when we go away.  They've agreed, so that's nice of them.  We were going to take her, but there's quite a lot of things we'd quite like to do that dogs can't go into, so we will be able to do them now, and it will make life easier.

    I'm going to see if I can get a refund on the pet fee now.  I doubt it, but if I don't ask, I definitely won't get!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,833 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy holidays  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,833 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Join the union.
    Worth its worth in gold.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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